Resolve

Resolve, operating the product Resolve Pay, provides a platform for business-to-business sellers that combines trade credit underwriting, net terms invoicing, payment collection, and accounts receivable automation. Sellers can extend payment terms such as Net 30, Net 60, or Net 90 to their business buyers while receiving an advance payment from Resolve, typically within one to two business days of an invoice being submitted; the buyer then pays the full invoice amount directly to Resolve at the end of the term.

The platform is organized around several capabilities that operate together: credit underwriting that returns instant decisions for buyer credit lines, automated invoicing across online and offline orders, collections with automated follow-ups and a real-time AR dashboard, and reconciliation that matches incoming check, ACH, and wire payments and syncs them to the seller's ERP. Resolve states that most customers launch in under a week and that days sales outstanding declines within the first month of use. The company reports being SOC 2 Type II attested following an independent audit.

Business model

Resolve sits between B2B sellers and their business buyers: it underwrites and assumes the buyer credit relationship, advances funds against approved invoices to the seller, and collects the full invoice amount from the buyer when terms come due. The company markets the offering as a paid alternative to managing net terms and accounts receivable in-house, with customers describing transparent pricing and no hidden fees.

Traction

Resolve states it is trusted by more than 15,000 businesses. Published customer outcomes include days sales outstanding reduced to 28 days, described as a 12-day improvement; a reported 34% increase in repeat orders; 75% growth for distributor Nandansons after unifying B2B payments on Resolve; a 50% increase in purchasing power for Valley Tech; and a 90% or greater reduction in manual work for one customer after a two-way integration was automated.