Raylo
UK, GB · 9 known investors
Find your way into Raylo
1,371 people in our graph share verified history with the Raylo team — schools, employers, funds. One of them is your warm intro.
Chris Bischoffunlockedknows Karl Gilbert · together at Goldman Sachs (overlapped)
knows the team · via Funding Circle UK
×2knows the team · via Citi
×3knows the team · via Barclays
×2knows the team · via Goldman Sachs
×3knows the team · via Loughborough University
Raylo operates a subscription platform for electronics brands, allowing consumers and businesses to access devices through flexible rental and upgrade options. The company offers a marketplace connecting brands with subscription-oriented customers and embedded payment solutions for direct-to-consumer and ecommerce channels, focused on circular economy principles.
Founders & leadership
KG

Karl GilbertinFounderBefore starting the company in 2018, he spent a decade in capital markets, including Director of Equity Derivatives at Deutsche Bank, VP of Capital Markets at Funding Circle UK, portfolio manager at Gelber Group, and derivatives roles at Citi and Barclays Capital. He was named an Endeavor Entrepreneur by Endeavor Ireland in 2024.
JB

Jinden BadeshainFounderHe previously spent four years at Funding Circle UK, rising from product manager to Head of Product for Investor Experience, and began his career at Barclays and Barclaycard on the Future Leaders Development Programme in change and product management roles.
Investors · 9
Channel 4 VenturesLondon · $1.3M – $6.3M
Houghton Street VenturesLondon · $500K – $2.5M
Techstart VenturesEdinburgh · $950K
Macquarie CapitalreportedSydney Nsw
NatWestreportedLondon
Octopus VenturesreportedLondon · $130K – $1.3M
Quilam CapitalreportedLondon · $6.3M – $312.5M
Also in the syndicate · 2
CitibankleadTelefonica
Funding
SEC filings, press & company announcements- Undisclosed amountSeries BJan 2026
Citibank (lead)
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
Competitors · 4
by search overlapBackmarket206 shared keywordsBack Market is a marketplace for professionally refurbished technology devices, certified and guaranteed to extend device lifecycles and reduce electronic waste. The company serves consumers seeking sustainable alternatives to new tech purchases.
Reebelo166 shared keywordsReebelo sells refurbished consumer electronics including laptops, tablets, smartwatches, and home appliances at discounted prices compared to new products. The company targets consumers seeking quality goods at lower price points through an online marketplace.
Klarna125 shared keywordsKlarna is a mobile banking and payments platform that offers flexible payment options, shopping features, and financial management tools to millions of users globally through partnerships with thousands of merchants.
AlienVault95 shared keywordsAT&T is a telecommunications provider offering wireless mobile plans, smartphones, and related connectivity services to consumers. It sells devices such as the Samsung Galaxy line alongside mobile phone plans and switching offers.
Companies competing with Raylo for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Raylo do?
- Raylo operates a subscription platform for electronics brands, allowing consumers and businesses to access devices through flexible rental and upgrade options. The company offers a marketplace connecting brands with subscription-oriented customers and embedded payment solutions for direct-to-consumer and ecommerce channels, focused on circular economy principles.
- Who founded Raylo?
- Raylo was founded by Karl Gilbert, Jinden Badesha.
- Who are Raylo's investors?
- Raylo's investors include Channel 4 Ventures, Houghton Street Ventures, Techstart Ventures, Macquarie Capital, NatWest, Octopus Ventures, Quilam Capital.
- Where is Raylo headquartered?
- Raylo is headquartered in UK, GB.
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