Rainbow

Rainbow, operating legally as Rainbow MGA Insurance Agency, Inc., is a licensed property and casualty insurance producer that underwrites and places commercial coverage for small businesses in the United States. Its programs are concentrated in three segments: restaurants and other food-service operations (casual dining, fine dining, quick service, fast food, wine bars, brewpubs, taverns and cafes), commercial real estate on a lessor's risk only (LRO) basis (strip malls, mixed-use and older buildings, single- and multi-tenant properties), and beauty and wellness businesses (nail salons, barber shops and hair salons, head spas, fitness and yoga studios, and body piercing).

Product lines listed by the company include a business owner's policy (BOP) for restaurant and beauty & wellness risks, excess liability, a commercial package policy (CPP) for commercial real estate/LRO, and an excess & surplus BOP. Availability varies state by state, with each state assigned a named sales manager. The company positions itself around proactive risk prevention rather than post-loss response, stating that it asks more detailed underwriting questions to produce individualized policies and offers ongoing risk-management tools. Its "Rainbow Rewards" program provides discounted premiums for safe business practices, credits for affinity memberships, and free access to training and safety resources.

Rainbow's staff roster spans underwriting, actuarial, claims, engineering, product and design, sales, agency onboarding and agency experience functions, with named leadership including Bobby Touran (CEO & Founder), Jamie Hankinson (Head of Product & Co-Founder), Shalom Yiblet (Head of Technology & Co-Founder), Bill Deemer (Head of Insurance), Andrew Clark (EVP, Underwriting), Ben Charlston (VP, Actuarial), Kelsey Rodricks (VP, Product & Design) and Brennen Grone (Head of Sales).