Panta was founded by Vincent Chen, Frank Wang in 2025.

Who are Panta's investors?

Panta's investors include Fjor Founders, Kadan Capital, Leonis Capital, Lobster Capital, Rebel Fund, Y Combinator, 1984 Ventures Management, Llc, Andreessen Horowitz and 6 more.

Where is Panta headquartered?

Panta is headquartered in San Francisco, US.

Panta

YC W26

San Francisco, US · Founded 2025 · 3 employees · 14 known investors

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Panta is an insurance broker that specializes in placing commercial insurance for construction, logistics, and manufacturing firms, including high-hazard work that traditional brokers decline. The company offers general liability, property, auto, workers' compensation, cyber, and specialty coverage with a data-driven underwriting approach.

Also known as PantaCapital, Inc. · Panta Insure

Enterprise Software Fintech InsurTechUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (W26)

Panta was founded in 2025 by Vincent Chen and Frank Wang.

Vincent Chen Co-FounderVincent Chen worked at Google for three years developing deep learning models and agentic AI systems for consumer products, and built recommendation systems for enterprise customers. He is now founding Panta, a commercial insurance brokerage.

Frank Wang CTOFrank Wang previously worked on compiler development for Rust and Gleam, and is now focused on team-building at Panta.

Investors · 14

Fjor Founderslisted by Fjor FoundersLos Angeles

How we know: Y Combinator's founder network · Not right? Tell us

Kadan Capitallisted by Kadan Capital

How we know: Y Combinator's founder network · Not right? Tell us

Leonis Capitallisted by Leonis CapitalSan Francisco

How we know: the VCSheet dataset · Y Combinator's founder network · Not right? Tell us

Lobster Capitallisted by Lobster CapitalSan Francisco

How we know: open dataset · 5k.vc investor directory · Y Combinator's founder network · Not right? Tell us

Rebel Fundlisted by Rebel FundSan Francisco · $100K – $5M

How we know: Y Combinator's founder network · rebelfund.vc · Not right? Tell us

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · open dataset · 5k.vc investor directory · Not right? Tell us

1984 Ventures Management, LlcreportedSan Francisco · $750K – $1M

How we know: Y Combinator's founder network · Not right? Tell us

Andreessen HorowitzreportedMenlo Park · $500K – $50M

How we know: Y Combinator's founder network · Not right? Tell us

Bain Capital VenturesreportedBoston · $1M – $100M

How we know: Y Combinator's founder network · Not right? Tell us

Blast.Clubreported$5.5M

How we know: Y Combinator's founder network · Not right? Tell us

Founders FactoryreportedLondon · $150K – $200K

How we know: Y Combinator's founder network · Not right? Tell us

Gaard VenturesreportedSan Francisco

How we know: Y Combinator's founder network · Not right? Tell us

Palm Drive CapitalreportedNew York · $500K – $5M

How we know: Y Combinator's founder network · Not right? Tell us

RobinhoodreportedMenlo Park

How we know: Y Combinator's founder network · Not right? Tell us

Related companies · 5

LibertymutualLiberty Mutual provides commercial insurance solutions across multiple industries, including cyber insurance, property, liability, and workers compensation coverage tailored to business needs.

InsureonInsureon is a digital insurance agency that helps small business owners compare and purchase commercial insurance policies from over 100 carriers online. Operating across all U.S. states, it serves small businesses across 900+ industries and has delivered over 1.8 million policies.

ReSource ProReSource Pro provides outsourcing, technology, and data services to insurance organizations including retail brokers, MGAs, and carriers, covering operations, strategy, implementation, and analytics. The company operates service delivery centers in China and India, serving mid-sized and large insurance clients.

Foundation Risk PartnersFoundation Risk Partners is an insurance brokerage operating through partner agencies that offer employee benefits, commercial insurance, personal lines, and risk management services. It serves organizations and individuals with coverage options including property, liability, workers compensation, and specialty lines.

Kin InsuranceKin is a home insurance provider that offers both self-service and agent-assisted policy purchase and management for homeowners. The company operates through fully licensed carrier partners and emphasizes affordability, ease of use, and customer service.

Companies working in the same space as Panta.

Legal entities · 1

corporate structure

PantaCapital, Inc.

In the news

Panta: AI-native commercial insurance brokerageycombinator.com · Feb 2026

Frequently asked questions

What does Panta do?: Panta is an insurance broker that specializes in placing commercial insurance for construction, logistics, and manufacturing firms, including high-hazard work that traditional brokers decline. The company offers general liability, property, auto, workers' compensation, cyber, and specialty coverage with a data-driven underwriting approach.
Who founded Panta?: Panta was founded by Vincent Chen, Frank Wang in 2025.
Who are Panta's investors?: Panta's investors include Fjor Founders, Kadan Capital, Leonis Capital, Lobster Capital, Rebel Fund, Y Combinator, 1984 Ventures Management, Llc, Andreessen Horowitz and 6 more.
Where is Panta headquartered?: Panta is headquartered in San Francisco, US.