/Companies

One Plan

Techstars '23

Cantonments, GH · 2 known investors

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Ghanaian fintech offering pensions, insurance and low-interest loans to working Africans via a mobile-first platform.

Also known as One Plan

Investors · 2

Company profile

researched Aug 2026

One Plan is a Ghanaian financial services company operating a mobile-first platform that gives everyday working Africans access to products such as pensions, insurance and low-interest loans. It is categorised in fintech, insurance, credit, pension, financial inclusion and financial planning segments.

The company was founded in 2022 by Harold Kwame Awuah-Darko and is headquartered in Accra, Ghana (17 Garden Road, East Legon, Greater Accra). It is listed as operating, with a team size in the 11-50 employee range and total tracked funding of $120,000.

Founding story

One Plan was founded in 2022 by Harold Kwame Awuah-Darko, listed as the company's sole founder.

Business model

One Plan distributes financial products — pensions, insurance and low-interest loans — to working consumers through a mobile-first platform.

Traction

Reported total funding of $120,000 and a team of 11-50 employees; investors listed include the ARM Labs Lagos Techstars Accelerator and Microtraction.

▸Full profile — market position, go-to-market, geography

Market position

One Plan operates in Ghana's fintech and financial inclusion segment; comparable companies cited include Motito (Accra, Ghana) and Daba Finance (Abidjan, Côte d'Ivoire).

Go-to-market

Everyday working Africans seeking access to pensions, insurance and affordable credit.

Geography

Headquartered in Accra, Ghana, with a focus on African consumers.

Compiled by commissioned research from 4 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Employee count rangeJan 202211-50 employees
Total fundingJan 2022$120K

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

▸Research sources · 4

primary sources listed

4 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does One Plan do?
Ghanaian fintech offering pensions, insurance and low-interest loans to working Africans via a mobile-first platform.
Who are One Plan's investors?
One Plan's investors include Microtraction, Techstars.
Where is One Plan headquartered?
One Plan is headquartered in Cantonments, GH.