One Plan
Techstars '23Cantonments, GH · 2 known investors
Ghanaian fintech offering pensions, insurance and low-interest loans to working Africans via a mobile-first platform.
Also known as One Plan
Investors · 2
Company profile
researched Aug 2026One Plan is a Ghanaian financial services company operating a mobile-first platform that gives everyday working Africans access to products such as pensions, insurance and low-interest loans. It is categorised in fintech, insurance, credit, pension, financial inclusion and financial planning segments.
The company was founded in 2022 by Harold Kwame Awuah-Darko and is headquartered in Accra, Ghana (17 Garden Road, East Legon, Greater Accra). It is listed as operating, with a team size in the 11-50 employee range and total tracked funding of $120,000.
Founding story
One Plan was founded in 2022 by Harold Kwame Awuah-Darko, listed as the company's sole founder.
Business model
One Plan distributes financial products — pensions, insurance and low-interest loans — to working consumers through a mobile-first platform.
Traction
Reported total funding of $120,000 and a team of 11-50 employees; investors listed include the ARM Labs Lagos Techstars Accelerator and Microtraction.
▸Full profile — market position, go-to-market, geography
Market position
One Plan operates in Ghana's fintech and financial inclusion segment; comparable companies cited include Motito (Accra, Ghana) and Daba Finance (Abidjan, Côte d'Ivoire).
Go-to-market
Everyday working Africans seeking access to pensions, insurance and affordable credit.
Geography
Headquartered in Accra, Ghana, with a focus on African consumers.
Compiled by commissioned research from 4 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
▸Research sources · 4
primary sources listed
- One Plan - Overview, Financials, Competitors - StartupList Africastartuplist.africa · web
4 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does One Plan do?
- Ghanaian fintech offering pensions, insurance and low-interest loans to working Africans via a mobile-first platform.
- Who are One Plan's investors?
- One Plan's investors include Microtraction, Techstars.
- Where is One Plan headquartered?
- One Plan is headquartered in Cantonments, GH.