OctiFi
AcquiredYC W21Singapore, SG · Founded 2019 · 11 employees · 1 known investors
OctiFi offers interest-free installment loans for Southeast Asian consumers buying furniture and home goods online. The company enables shoppers to split purchases into multiple payments without additional fees.
Founders & leadership· Y Combinator alumni (W21)
OctiFi was founded in 2019 by Ed Chin and Amit Kumar.
EC
Ed ChininFounderEd Chin studied economics and mathematics at Yale and worked as a credit trader on Wall Street before founding OctiFi, an AI-driven credit underwriting platform for buy now pay later lending that was acquired by Latitude Financial. He is now developing a credit platform focused on green asset financing in Asia-Pacific.
AK
Amit KumarinFounderAmit Kumar has experience building and leading engineering teams, with a background in backend engineering and focus on user interface and experience design.
Investors · 1
Frequently asked questions
- What does OctiFi do?
- OctiFi offers interest-free installment loans for Southeast Asian consumers buying furniture and home goods online. The company enables shoppers to split purchases into multiple payments without additional fees.
- Who founded OctiFi?
- OctiFi was founded by Ed Chin, Amit Kumar in 2019.
- Who are OctiFi's investors?
- OctiFi's investors include Y Combinator.
- Where is OctiFi headquartered?
- OctiFi is headquartered in Singapore, SG.

