Noble
DefunctYC W21Tel Aviv-Yafo, IL · Founded 2021 · 12 employees · 10 known investors
Noble provides modular software components that enable companies to evaluate customer creditworthiness and track changes in credit quality over time, supporting the construction of credit assessment systems.
Also known as Benga · Noble (benoble.io)
Founders & leadership· Y Combinator alumni (W21)
Noble was founded in 2021 by Tomer Biger and Moran Mishan.
Investors · 10
Also in the syndicate · 2
Funding
SEC filings, press & company announcementsSource: company announcements and press reports — follow each round's link for the claim.
Company profile
researched Aug 2026Noble was an Israeli fintech company offering a risk-decisioning and credit-underwriting platform. Its product consisted of modular software components that let a business assess the creditworthiness of its customers and monitor that creditworthiness over time, so that a complete credit-underwriting infrastructure could be assembled without building each element in-house.
The platform was positioned within the embedded finance category, supporting use cases such as credit cards, credit line assignment and buy now, pay later offerings. The company framed its pitch around the observation that credit solutions had remained cumbersome relative to other digital services, and that credit products should be launchable in a comparably straightforward way.
Noble was based in Tel Aviv-Yafo, was founded in 2021, went through Y Combinator's Winter 2021 batch and had a recorded team size of 12. Its Y Combinator profile lists the company as inactive and a third-party company database lists it as closed.
Founding story
The sources record that Noble was founded in 2021 in Tel Aviv by Tomer Biger and Moran Mishan and joined Y Combinator's Winter 2021 batch, but do not describe the circumstances that led to its founding.
Business model
Noble sold credit-infrastructure software to other companies, providing modular components that customers assembled into their own credit-underwriting stacks rather than operating a lending balance sheet itself. Sources describe it as infrastructure for businesses to build, launch and scale credit products; no pricing or contract details are disclosed in the material available.
Not disclosed in the available sources beyond the fact that Noble supplied credit-underwriting infrastructure software to business customers.
Traction
Sources report a team size of 12 and $18 million raised as of September 2022. No customer, revenue or volume metrics are disclosed.
Latest developments
The most recent company-specific developments in the sources are the September 2022 emergence from stealth with $18 million in funding and, subsequently, the listing of the company as inactive on its Y Combinator profile and as closed on the aVenture company database. No shutdown announcement, acquisition or asset sale is documented.
▸Full profile — market position, technology, go-to-market, geography, history, risks & controversies
Market position
Coverage placed Noble among a group of start-ups providing infrastructure that lets other businesses launch their own credit and banking products, naming Stilt (US), Unit (Israel) and SEBx (Sweden) as comparable efforts. No market share, revenue or customer-count figures are available in the sources.
Noble's stated approach was modularity: supplying the discrete building blocks of credit underwriting so that companies could assemble a complete infrastructure quickly, and could monitor borrower credit quality on an ongoing basis rather than only at origination. Coverage noted that Noble was one of several firms enabling businesses to build credit and banking products on third-party infrastructure.
Technology
A risk-decisioning platform delivered as modular components covering creditworthiness assessment and ongoing credit monitoring, intended to be combined into a full credit-underwriting infrastructure. No technical architecture, data sources or model details are described in the sources.
Go-to-market
Noble operated in stealth before a public launch announced alongside its September 2022 funding round, and participated in the Y Combinator accelerator (Winter 2021). Sources indicate it sold directly to companies wanting to offer credit products but give no further detail on sales channels or partners.
Companies that want to extend credit to their own customers, including issuers of credit cards, providers of credit lines and buy now, pay later offerings.
Geography
Headquartered in Tel Aviv, Tel Aviv District, Israel. No other offices or operating regions are identified in the sources.
History
Noble was founded in 2021 in Tel Aviv and participated in Y Combinator's Winter 2021 batch. It operated in stealth before announcing an $18 million funding round in September 2022, led by Insight Partners, intended to fund hiring and product development. Y Combinator later listed the company's status as 'Inactive' and the aVenture profile marks it as 'Closed'; team size is recorded at 12. The sources do not state when or why operations ceased.
Risks & controversies
No controversies are reported in the sources. The principal documented negative fact is that the company is listed as inactive/closed despite having raised $18 million, with no explanation given. Note that several similarly named entities exist — a stablecoin/asset-issuance blockchain company also called Noble and the offshore drilling contractor Noble Corporation plc — which are unrelated to this company.
Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 2
launches, deals, and filingsThe Israeli embedded finance start-up came out of stealth announcing an $18 million round, to be used for hiring and product development.
$18M source ↗
Y Combinator's company page lists Noble's status as 'Inactive' and aVenture labels the company 'Closed'; neither source gives a date for the wind-down.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
Betting on the Long Stay: Inside Noble's Extended-Stay Strategy — Noble Investment Group :: Investing in the Future of Travel, Hospitality, and the Places We Live, Work, Play, and Staynobleinvestment.com · Jul 2026▸Research sources · 8
primary sources listed
- Noble: Risk decisioning platform | Y Combinatorycombinator.com · web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Noble do?
- Israeli fintech offering modular credit-underwriting infrastructure for assessing and monitoring customer creditworthiness; now inactive.
- Who founded Noble?
- Noble was founded by Tomer Biger, Moran Mishan in 2021.
- Who are Noble's investors?
- Noble's investors include Atento Capital, Y Combinator, Circle Ventures, Corazon Capital, Hustle Fund, IDEA Fund Partners, Oversubscribed Ventures, Paradigm.
- Where is Noble headquartered?
- Noble is headquartered in Tel Aviv-Yafo, IL.