Minka Private
Bogota, US · Founded 2016 · Delaware corporation · 6 known investors
Minka builds payments infrastructure that lets clearinghouses, banks, and fintechs network and clear payments in real time. Originating in Colombia with a focus on LATAM, it provides clearing infrastructure and payments orchestration for financial institutions modernizing their transaction cores.
Also known as Minka · Minka Ledger
Founders & leadership
Minka Private was founded in 2016 by Domagoj Rozic and Paola Sánchez.
Investors · 6
Reported raises · per SEC filings
Form D private placements$26.3M disclosed across 4 rounds · 2019–2022
▶$12.4MraisedMar 2022 · 5 investors · Other Banking and Financial ServicesRule 506(b)
- Jorge KuljisDirector
- Santiago FossattiDirector
- Kai SchmitzDirector
- Carles TorrasDirector
- Domagoj RozicExecutive Officer
- Offering amount
- $12.4M
- Amount sold
- $12.4M
- Minimum investment
- $25K
- First sale
- Mar 2022
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$8MraisedFeb 2022 · 1 investors · Other Banking and Financial ServicesRule 506(b)
- Kai SchmitzDirector
- Domagoj RozicExecutive Officer
- Jorge KuljisDirector
- Offering amount
- $8M
- Amount sold
- $8M
- Minimum investment
- $8M
- First sale
- Jan 2022
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$3.4MraisedFeb 2022 · 5 investors · Other Banking and Financial ServicesRule 506(b)
- Domagoj RozicExecutive Officer
- Jorge KuljisDirector
- Kai SchmitzDirector
- Offering amount
- $3.4M
- Amount sold
- $3.4M
- Minimum investment
- $100K
- First sale
- Jun 2021
- Incorporated
- Corporation, Delaware
- Federal exemptions
- 06b
▶$2.5MraisedOct 2019 · 7 investors · Other Banking and Financial ServicesRule 506(b)
- Domagoj RozicExecutive Officer
- Kai SchmitzDirector
- Jorge KuljisDirector
- Offering amount
- $2.5M
- Amount sold
- $2.5M
- Minimum investment
- $45K
- Finders' fees
- $25K
- First sale
- Sep 2019
- Incorporated
- Corporation, Delaware, 2016
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Company profile
researched Aug 2026Minka (minka.io) supplies payments infrastructure used by clearinghouses, banks, fintechs and enterprises to build and operate real-time payment networks. Its stated positioning is "networking payments" — providing bank-grade software that modernises payment rails and financial services, described on its site as extending from Latin America to other markets.
The product set spans four described layers: a cloud-native unified real-time payment switch that connects participating financial institutions to instant rails through a single API with interoperable transfers and zero-downtime migration; a real-time integration hub that connects banks to instant payment networks, reduces orchestration complexity and supports banking-as-a-service use cases; modular payment-experience "channels" including alias directories, QR, request-to-pay and merchant flows supporting P2P, P2B and B2P journeys; and a high-performance transaction ledger described as a real-time transactional core with cryptographic security, immutable records and scalable settlement for millions of operations. Around these, Minka offers network operations tooling: participant configuration, onboarding, certification, limits, KYB and lifecycle management; claims and dispute resolution; and tracing, error tracking, billing, reporting and a web portal called Studio.
The company's most cited deployment is Transfiya in Colombia, which its site says was for more than eight years the country's only instant payment system and is powered by Minka. Minka states it now supports ACH in the transition to Bre-B, helping member institutions comply with the new regulatory standard while adding instant-payment use cases.
Business model
Minka sells and deploys payment infrastructure software to institutions — clearinghouses, banks, fintechs and enterprises — describing engagements as partnerships that launch national-scale switches and hubs rather than software licensing alone. Specific pricing or contract terms are not disclosed in the available sources.
Traction
Public metrics from the company's site include one trillion instant transactions processed cumulatively, up to 40 million transactions per month, 99.9996% uptime, and more than eight years of continuous instant-payment operation via Transfiya in Colombia.
Latest developments
Minka states it is supporting Colombia's ACH in its transition to Bre-B, enabling member institutions to comply with the new regulatory standard while expanding into additional instant-payment use cases.
▸Full profile — market position, technology, go-to-market, geography
Market position
The company positions itself as the infrastructure behind fast-growing payment switches and hubs, citing national-scale operation, up to 40 million monthly transactions, 99.9996% uptime, more than eight years powering instant payments, and one trillion instant transactions processed. Comparative market share or competitor benchmarking is not available in the sources.
Stated differentiators include a single-API, cloud-native switch enabling zero-downtime migration, a modular platform combining ledger, switch, hub and payment-experience channels, network governance and operational tooling beyond the rails themselves, and an operating record of national-scale instant payments described as having zero fraud.
Technology
The stack centres on a real-time transactional ledger offering cryptographic security, immutable records and high-throughput settlement, layered with a cloud-native payment switch and integration hub exposed through a single API. The platform is described as interoperable with core banking systems, centralised settlement, alias directory services and third-party payment initiation, and includes enterprise features such as reporting, observability, event handling and fine-grained access control.
Go-to-market
Minka goes to market through direct institutional partnerships and national-scale infrastructure deployments, supported by public developer documentation and a contact/"Get Started" funnel on its website. It references customer testimony from a Vice President of Planning and Business regarding growth in Transfiya's participating entities, P2P volumes and users.
Clearinghouses, banks, fintechs and enterprises operating or joining real-time payment networks, particularly institutions required to meet instant-payment regulatory standards.
Geography
Operations are anchored in Colombia, where Minka powers the Transfiya instant payment system and supports ACH's migration to the Bre-B standard; the company frames its ambition as extending from Latin America to other markets.
Compiled by commissioned research from 4 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Legal entities · 1
corporate structure▸Research sources · 4
primary sources listed
- Minka Privateminka.io · web
4 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Minka Private do?
- Minka provides cloud-native real-time payments infrastructure for clearinghouses, banks and fintechs, originating in Latin America.
- Who founded Minka Private?
- Minka Private was founded by Domagoj Rozic, Paola Sánchez in 2016.
- Who are Minka Private's investors?
- Minka Private's investors include Tiger Global Management, Capria Ventures, Collab+Currency, Colle Capital Partners, Lateral Capital, Kaszek Ventures.
- How much funding has Minka Private raised?
- Minka Private has disclosed $26.3M raised across 4 rounds.
- Where is Minka Private headquartered?
- Minka Private is headquartered in Bogota, US.