/Companies

Mercoa

YC W23

San Francisco, US · Founded 2022 · 2 employees · 4 known investors

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Mercoa provides B2B payment solutions, specifically AI-powered billing and invoicing tools, for SaaS platforms to embed into their product for their end customers. The platform offers both backend and frontend SDKs to help vertical SaaS companies launch branded payment experiences and unlock new revenue streams from payments monetization.

Also known as Dinora

Developer ToolsFintechSaaSAPIUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (W23)

Mercoa was founded in 2022 by Sai Arora and Sandeep Dinesh.

SASai Arora
Sai AroraFounder & CEOFounder of Mercoa, a company launched in 2023 focused on building a core product for select customers, with expansion into go-to-market efforts in 2024.
SDSandeep Dinesh
Sandeep DineshCo-Founder2022–2025Sandeep Dinesh previously held engineering and developer advocacy roles at Stripe, Google Cloud, and Furmacy (a YC W21 company), where he served as lead and senior software engineer. He is now building Mercoa.

Investors · 4

The YC application· Winter 2023 batch

Alumni Q&A

What's the history of your company from getting started until the present day? What were the big inflection points?
The founders spent 2023 building the core product alongside a small set of initial customers. In 2024 they focused on their go-to-market efforts and report growth of 20% month-over-month.

Summarized from the founders' answers on their Y Combinator profile.

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Companies working in the same space as Mercoa.

Legal entities · 1

corporate structure
Mercoa, Inc

In the news

Frequently asked questions

What does Mercoa do?
Mercoa provides B2B payment solutions, specifically AI-powered billing and invoicing tools, for SaaS platforms to embed into their product for their end customers. The platform offers both backend and frontend SDKs to help vertical SaaS companies launch branded payment experiences and unlock new revenue streams from payments monetization.
Who founded Mercoa?
Mercoa was founded by Sai Arora, Sandeep Dinesh in 2022.
Who are Mercoa's investors?
Mercoa's investors include Dunbar Capital, Y Combinator, Afore Capital, Capitalize VC.
Where is Mercoa headquartered?
Mercoa is headquartered in San Francisco, US.