Mercoa
YC W23San Francisco, US · Founded 2022 · 2 employees · 4 known investors
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Mercoa provides B2B payment solutions, specifically AI-powered billing and invoicing tools, for SaaS platforms to embed into their product for their end customers. The platform offers both backend and frontend SDKs to help vertical SaaS companies launch branded payment experiences and unlock new revenue streams from payments monetization.
Also known as Dinora
Founders & leadership· Y Combinator alumni (W23)
Mercoa was founded in 2022 by Sai Arora and Sandeep Dinesh.


Investors · 4
How we know: open dataset · 5k.vc investor directory · Y Combinator's founder network · Not right? Tell us
How we know: the Y Combinator directory · funding news · open dataset · 5k.vc investor directory · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
How we know: Y Combinator's founder network · Not right? Tell us
The YC application· Winter 2023 batch
Alumni Q&A
- What's the history of your company from getting started until the present day? What were the big inflection points?
- The founders spent 2023 building the core product alongside a small set of initial customers. In 2024 they focused on their go-to-market efforts and report growth of 20% month-over-month.
Summarized from the founders' answers on their Y Combinator profile.
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Companies working in the same space as Mercoa.
Legal entities · 1
corporate structureIn the news
Frequently asked questions
- What does Mercoa do?
- Mercoa provides B2B payment solutions, specifically AI-powered billing and invoicing tools, for SaaS platforms to embed into their product for their end customers. The platform offers both backend and frontend SDKs to help vertical SaaS companies launch branded payment experiences and unlock new revenue streams from payments monetization.
- Who founded Mercoa?
- Mercoa was founded by Sai Arora, Sandeep Dinesh in 2022.
- Who are Mercoa's investors?
- Mercoa's investors include Dunbar Capital, Y Combinator, Afore Capital, Capitalize VC.
- Where is Mercoa headquartered?
- Mercoa is headquartered in San Francisco, US.












