Lumin Digital
San Ramon, US · Founded 2023 · Delaware corporation · 2 known investors
Lumin Digital provides a cloud-based digital banking platform with an embedded AI/intelligence layer, offering retail and commercial banking, analytics, and related services. It serves financial institutions such as banks and credit unions.
Cloud ComputingFintechSaaS
Founders & leadership
JC
Jeff ChambersFounder
MD
Melinda DavisExecutive
AB
Adam BinautExecutive
Board
Investors · 2
Reported raises · per SEC filings
Form D private placements$186.6M disclosed across 2 rounds · 2024–2025
▶$25MraisedJan 2026 · 3 investors · Other TechnologyRule 506(b)
▶$25MraisedJan 2026 · 3 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- CHARLES FAGAN IIIDirector
- MELINDA DAVISExecutive Officer
- SEAN RATHJENDirector
- JEFF CHAMBERSExecutive Officer, Director
- KEVIN SULLIVANDirector
- ANKIT SUDDirector
- ADAM BINAUTExecutive Officer
- AMY SINKDirector
- Offering amount
- $50M
- Amount sold
- $25M
- Sales commissions
- $625K
- Placement agents
- FTP SECURITIES LLC
- First sale
- Dec 2025
- Incorporated
- Corporation, Delaware, 2023
- Federal exemptions
- 06b
▶$161.6MraisedDec 2024 · 16 investors · Other TechnologyRule 506(b)
▶$161.6MraisedDec 2024 · 16 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Sean RathjenDirector
- Kevin SullivanDirector
- Ankit SudDirector
- Jeff ChambersExecutive Officer, Director
- Amy SinkDirector
- Melinda DavisExecutive Officer
- Adam BinautExecutive Officer
- Charles E. Fagan IIIDirector
- Offering amount
- $175M
- Amount sold
- $161.6M
- Sales commissions
- $9.6M
- Proceeds to insiders
- $5.7M
- Placement agents
- FTP SECURITIES LLC
- First sale
- Nov 2024
- Incorporated
- Corporation, Delaware, 2023
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Competitors · 8
by search overlapAmericanbanker119 shared keywordsAmerican Banker is a news and information publication covering the banking and financial services industry, reporting on topics such as regulation, payments, technology, mortgages, and wealth management. It also produces newsletters and industry rankings for banking professionals.
Alkami97 shared keywordsAlkami is a digital banking software platform for financial institutions including community and regional banks and credit unions. The company provides modern digital banking user experience solutions to help banks serve customers in the digital-first environment.
Microblink82 shared keywordsMicroblink builds an Identity Intelligence OS that combines document verification, biometrics, liveness detection, and fraud intelligence for identity onboarding, authentication, and transaction decisions. Its technology serves businesses such as banks, lenders, and platforms to verify users, detect deepfakes and synthetic identities, and manage risk across the customer lifecycle.
Prove Payfone78 shared keywordsProve provides digital identity verification and authentication products that let businesses onboard users, pre-fill application forms, and prevent fraud using phone-based possession and verified identity data. It serves banks, fintech, healthcare, gaming, and other consumer-facing companies through a developer-focused identity platform.
Experian77 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Stripe77 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Plaid72 shared keywordsPlaid provides financial infrastructure and APIs that enable developers to build financial technology products and services. The platform serves fintech companies, developers, and financial institutions by offering consumer-facing applications and backend tools for financial data connectivity.
Chase68 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Companies competing with Lumin Digital for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Lumin Digital do?
- Lumin Digital provides a cloud-based digital banking platform with an embedded AI/intelligence layer, offering retail and commercial banking, analytics, and related services. It serves financial institutions such as banks and credit unions.
- Who are Lumin Digital's investors?
- Lumin Digital's investors include NewView Capital, Light Street Capital.
- How much funding has Lumin Digital raised?
- Lumin Digital has disclosed $186.6M raised across 2 rounds.
- Where is Lumin Digital headquartered?
- Lumin Digital is headquartered in San Ramon, US.