/Companies

KredosAI

Bellevue, US · Founded 2021 · Delaware corporation · 24 employees on LinkedIn · 11 known investors

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The page presents Kredos AI, a company whose tagline references human-like artificial intelligence. No concrete details about its product or target customers are provided on this page.

Also known as Kredos AI · KredosAi

Founders & leadership

BSBalaji Sridharan
Balaji SridharanCEO & Co-founderHe has experience building business units within large corporations and launching consumer and B2B products.
DTDavid Thoms
David ThomsCo-FounderHe has prior experience in customer-first companies, financial services, and data science.

Board

JBJeff Bocan
Jeff BocanBoard directorManaging Director at Okapi Venture Capital
PMPeter Mueller
Peter MuellerBoard MemberFounding Partner at Breakwater Ventures
SN
Syed Nasir AliBoard directorGeneral Partner at StartFast Ventures

Investors · 11

StartFast Ventureslisted by StartFast VenturesSyracuse

How we know: a partner's Signal profile · offering press articles · funding news · press coverage · Not right? Tell us

BMW i VenturesreportedMountain View · $10Mvia Baris Guzel · quoted

How we know: a partner's Signal profile · offering press articles · funding news · Not right? Tell us

Saas Ventures, L.L.C.reportedMiami · $75K – $5M

How we know: offering press articles · funding news · press coverage · Not right? Tell us

Stout Street CapitalreportedDenver · $250K

How we know: offering press articles · funding news · press coverage · Not right? Tell us

Also in the syndicate · 1

BMW's venture armlead

Reported raises · per SEC filings

Form D private placements

$10.4M disclosed across 3 of 4 rounds · 2021–2026

▶$7MraisedJun 2026 · 9 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Baris GuzelDirector
  • Syed Nasir AliDirector
  • Balaji SridharanExecutive Officer, Director
  • David ThomsExecutive Officer, Director
Offering amount
$7M
Amount sold
$7M
First sale
May 2026
Incorporated
Corporation, Delaware
Federal exemptions
06b
Full filing on SEC EDGAR ↗
▶$1.3MraisedFeb 2025 · 7 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Peter MuellerDirector
  • Balaji SridharanExecutive Officer, Director
  • Jeff BocanDirector
  • David ThomsExecutive Officer, Director
  • Syed Nasir AliDirector
Offering amount
$1.5M
Amount sold
$1.3M
First sale
Feb 2025
Incorporated
Corporation, Delaware, 2021
Federal exemptions
06b
Full filing on SEC EDGAR ↗
▶$2.1MraisedFeb 2024 · 8 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • David William ThomsExecutive Officer, Director
  • Peter MuellerDirector
  • Balaji SridharanExecutive Officer, Director
Offering amount
$2.1M
Amount sold
$2.1M
Minimum investment
$50K
First sale
Dec 2021
Incorporated
Corporation, Delaware, 2021
Federal exemptions
06b
Full filing on SEC EDGAR ↗

Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.

Company profile

researched Aug 2026

KredosAi operates an artificial-intelligence-based consumer engagement platform focused on payments, aimed at helping enterprises improve collection of amounts owed by their customers. The platform selects the message, timing, channel and call to action for each consumer contact, with the stated goal of increasing engagement and producing better payment outcomes, higher customer retention and greater customer lifetime value.

The company describes its platform as using reinforcement learning with human feedback together with a library of proven messages, and as optimizing against actual payment outcomes rather than click-through rates. It reports outcomes including payments received up to five days faster than legacy methods, a 50% increase in customer experience metrics, and more than 20x return on investment for customers, along with an experimentation capability said to converge on effective approaches 10x faster than traditional methods. The platform is positioned for enterprise deployment through a flexible integration framework intended to shorten implementation timelines, and is stated to be SOC 2 Type II compliant.

Business model

KredosAi sells its consumer engagement platform to enterprises that need to collect consumer payments, positioning itself as delivering value "without added margins" and providing an ROI calculator for prospective customers.

Traction

The website cites customer results including payments received up to five days sooner, a 50% improvement in customer experience metrics, and over 20x ROI.

Latest developments

The company announced a $7 million Series A financing round via a press release highlighted on its website.

▸Full profile — market position, technology, go-to-market

Market position

The company positions its platform as an alternative to legacy and traditional delinquency-engagement methods used by telecom, auto finance and financial services organizations.

Stated differentiators include optimization against realized payment outcomes rather than click metrics, faster experimentation convergence, an integration framework designed to reduce enterprise implementation timelines, and SOC 2 Type II security compliance.

Technology

The platform applies reinforcement learning with human feedback and a set of proven messages, and learns from actual payment outcomes rather than click-through rates to determine the message, timing, channel and call to action for each consumer.

Go-to-market

Direct enterprise sales supported by a demo request process, an ROI calculator and sector-specific solution content for telecom/media/technology, auto financing and financial services.

Enterprises with large volumes of consumer payments and delinquencies, specifically telecom, media and technology companies (where up to 15% of customers may be overdue each month), auto lenders facing loan default and delinquency rates, and financial institutions dealing with overdue credit card and loan payments.

Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
HeadcountAug 202624
Payment acceleration versus legacy methodsJan 20215 days faster
Reported increase in customer experience metricsJan 202150%
Reported ROI delivered to customersJan 2021over 20x ROI
Security certificationJan 2021SOC 2 Type II compliant
Speed of experimentation platform convergence vs traditional methodsJan 202110x faster outcomes

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Timeline · 1

launches, deals, and filings
Jan 2021
KredosAi raises $7 million Series A

The company's website carries a press release notice stating that KredosAi raised a $7 million Series A round.

$7M source ↗

Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.

Legal entities · 1

corporate structure
KredosAIDelaware

In the news

▸Research sources · 1

primary sources listed

1 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does KredosAI do?
KredosAi is an AI-driven consumer engagement platform that helps enterprises collect overdue payments faster.
Who are KredosAI's investors?
KredosAI's investors include Early Light Ventures, Motley Fool Ventures, Okapi Venture Capital, SeaChange, StartFast, StartFast Ventures, Walter Ventures, BMW i Ventures and 2 more.
How much funding has KredosAI raised?
KredosAI has disclosed $10.4M raised across 3 of its 4 known rounds.
Where is KredosAI headquartered?
KredosAI is headquartered in Bellevue, US.