Ingain
Founded 2011 · 27 employees on LinkedIn · 2 known investors
inGain provides an API-first no-code platform for lending operations that supports the full lending lifecycle across markets, with 90+ integrations. The platform enables financial institutions and lenders to launch, configure, and scale lending products without custom development.
Also known as inGain · SIA INGAIN TECHNOLOGIES
Investors · 2
Also in the syndicate · 1
Company profile
researched Aug 2026inGain, operated by SIA INGAIN TECHNOLOGIES and based in Riga, Latvia, develops an end-to-end loan management system (LMS) delivered as no-code SaaS. The platform covers the full lending and customer lifecycle — origination, underwriting and decisioning, servicing, collections and portfolio management — and is offered with an API-first architecture and more than 90 pre-built integrations to data providers, credit bureaus, payment services, communication providers and other lending ecosystem partners.
The system is positioned as configurable rather than custom-built: business users can set loan amounts and terms, pricing, fees, penalties, repayment schedules and business rules; configure scorecards, approval rules, risk strategies and customer segmentation in a decision engine (including A/B testing of decision strategies and alternative-data inputs); and adapt onboarding, servicing and collections workflows without development projects. Collections functionality includes automated reminders, delinquency tracking, promise-to-pay management, extensions and restructuring, and collections reporting.
inGain supports multiple lending verticals on a single platform, including consumer lending, auto finance and leasing, credit lines, BNPL, subscription and rental financing, embedded and white-label finance, business finance, equipment financing, microfinance and working capital financing, spanning secured and unsecured products and calculation methods such as installment loans, lines of credit and bullet loans.
Founding story
The company was co-founded in 2011 by Armands Liseks, Kristaps Veinbergs and Juris Čirkovs, with the stated aim of letting lending businesses focus on their core activities rather than IT management by making system behaviour configurable by business users.
Business model
B2B software: inGain licenses its loan management system to lenders and other companies that offer financing, including via white-label and embedded finance workflows.
The platform is delivered as software-as-a-service to lending businesses.
Traction
Referenced customers include Simpleros in Spain, which reported over 400,000 registered users and a 23.4% approval rate; Money.jo in Jordan, whose co-founder cited 60% business growth and expansion into new markets; and Orange Finance, which reported more than eight years of collaboration with inGain.
Latest developments
As of its current site, inGain markets an API-first no-code loan management system with 90+ integrations across ten lending verticals and states it is used by more than 60 lenders worldwide.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
A Central and Eastern European B2B lending-software vendor; the company states it serves more than 60 lenders worldwide, with client relationships including one lender citing over eight years of collaboration.
Positions itself on replacing custom lending-software development with no-code configuration, enabling new lending products to be launched in weeks, and on a broad integration ecosystem that supports entry into new markets. An investor in the 2024 round cited the breadth of the product and the conversion of typically bespoke development work into a no-code SaaS solution.
Technology
An API-first, no-code SaaS loan management platform with configurable product, decision-engine and workflow layers, automated underwriting and servicing, and 90+ pre-built integrations spanning credit bureaus, alternative data sources, payment providers and communication services.
Go-to-market
Direct sales through demo requests on the company website, supported by client case references and an integration partner ecosystem.
Lenders and financial institutions, fintech companies, microfinance institutions, leasing and auto-finance providers, and non-financial businesses embedding lending or installment products into their customer journeys, serving both consumer and business borrowers.
Geography
Headquartered in Riga, Latvia, with customers and integrations across multiple markets; publicly cited client deployments include Spain and Jordan.
History
Founded in 2011 in Riga, inGain built a SaaS loan management system for lenders and, in April 2024, raised €650,000 from Trind Ventures, Fiedler Capital, the Latvian Business Angels Network and individual angels to complete a no-code self-service version of the platform. The company operates as SIA INGAIN TECHNOLOGIES.
Compiled by commissioned research from 7 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 1
launches, deals, and filingsRiga-based inGain raised €650,000 from venture funds Trind Ventures (Trind VC) and Fiedler Capital, the Latvian Business Angels Network and several individual business angels. The company said proceeds would be used to complete its no-code self-service platform.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 7
primary sources listed
- Ingainingain.com · web
7 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Ingain do?
- inGain is a Latvian B2B fintech offering a no-code, API-first SaaS loan management system for lenders.
- Who are Ingain's investors?
- Ingain's investors include Trind Ventures.