Graph
Techstars '23Toronto, CA · Founded 2021 · 34 employees on LinkedIn · 6 known investors
Graph Finance provides payment infrastructure for businesses in emerging markets to conduct international transactions with the same ease and security as local payments.
Also known as GRAPH · Graph Finance
Founders & leadership
Graph was founded in 2021 by Abdul Akubo and Chris Mozie.
Investors · 6
Funding
SEC filings, press & company announcements$3M disclosed across 1 round · 2025
- $3MSeedOct 2025 · 2 sourcesSource ↗
Source: company announcements and press reports — follow each round's link for the claim.
Company profile
researched Aug 2026Graph (Graph Finance) operates a business payments platform offering multi-currency accounts, global payouts, corporate cards and treasury tools. The product supports transactions across NGN, KES, GHS, USD, GBP, EUR, XAF, XOF and RMB, as well as stablecoin rails using USDC and USDT, from a single interface. Customers can hold, transfer and convert NGN, GBP, EUR and USD without maintaining separate bank accounts, open USD bank accounts and issue cards, and pay vendors and suppliers in USD, CNY or JPY in China, the United States and Japan. Additional capabilities cover FX conversion, hedging of currency exposure and liquidity management.
The company positions itself as a financial technology company rather than a bank, with banking and account services delivered through licensed partner institutions. Its payment and remittance services are powered by Oval Technologies Ltd, licensed by the Central Bank of Nigeria as an International Money Transfer Operator and registered with FINTRAC in Canada. Alongside the web platform, Graph offers a mobile app covering accounts, cards, currency exchange and transaction management, and developer-facing products including GraphConnect and an API that the company states can be integrated in as few as ten lines of code.
Business model
Graph sells access to a payments and accounts platform used by businesses for cross-border transfers, multi-currency wallets, USD accounts and cards, and FX/treasury operations, with banking services provided by licensed partner institutions and payment/remittance processing delivered through Oval Technologies Ltd.
Traction
Graph states it processes payments to over 100 countries and publishes testimonials from the chief executives of Bridgecard, Chowcentral and Swift Medics Healthcare describing use of its global payments products.
Latest developments
As of 2025 the company's website markets multi-currency accounts, corporate cards, stablecoin rails, a mobile app and developer tooling, and states coverage of more than 100 countries.
▸Full profile — market position, technology, go-to-market, geography
Market position
Graph presents itself as payment infrastructure bridging emerging-market businesses to global commerce, aiming to make cross-border transactions as fast and secure as domestic ones.
The company emphasises consolidated management of many African and international currencies plus stablecoin rails in one platform, USD accounts and cards for emerging-market businesses, direct supplier payments in USD, CNY and JPY, competitive FX rates, low fees, fast settlement, and a developer API described as requiring minimal integration effort.
Technology
A multi-currency accounts and payouts platform combining fiat currency rails (NGN, KES, GHS, USD, GBP, EUR, XAF, XOF, RMB) with stablecoin rails on USDC and USDT, corporate card issuing, an FX conversion engine, a mobile application, and developer APIs marketed under GraphConnect.", "go_to_market">
Go-to-market
Businesses in emerging markets, ranging from startups to enterprises, that need to send and receive international payments, hold multiple currencies, and pay overseas vendors and suppliers. Named customer references include Bridgecard, Chowcentral and Swift Medics Healthcare.
Geography
Headquartered in the Toronto area, with a listed address at 1881 Steeles Ave W, North York, Ontario. Regulatory coverage spans Nigeria, through Central Bank of Nigeria IMTO licensing held by Oval Technologies Ltd, and Canada, through FINTRAC registration. The company states it processes payments to more than 100 countries, citing markets including Belgium, South Africa, Mexico, China, Australia, Egypt, Italy, Ethiopia, Chile, Bahrain and New Zealand, and supports supplier payments in China, the United States and Japan.
Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Competitors · 4
by search overlap
Companies competing with Graph for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
▸Research sources · 8
primary sources listed
- Graphgraph.finance · web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Graph do?
- Graph provides multi-currency business accounts and cross-border payout infrastructure for companies in emerging markets.
- Who founded Graph?
- Graph was founded by Abdul Akubo, Chris Mozie in 2021.
- Who are Graph's investors?
- Graph's investors include Microtraction, Techstars, Bessemer Venture Partners, Daphni, Merantix Capital, SquareOne.
- How much funding has Graph raised?
- Graph has disclosed $3M raised across 1 round.
- Where is Graph headquartered?
- Graph is headquartered in Toronto, CA.