Gauss
YC W22New York City, US · Founded 2022 · 16 employees · 4 known investors
Gauss provides a credit line product designed to help consumers manage and pay down credit card debt at lower interest rates (14%-18% APR) compared to traditional credit cards.
Also known as Gauss Money · Placid Money
FintechConsumerUnited States of AmericaAmerica / CanadaPartly Remote
Founders & leadership· Y Combinator alumni (W22)
Gauss was founded in 2022 by Alex Matsenov and Abdullo Akhadov.
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Alex MatsenovinFounderAlex Matsenov co-founded Gauss Money and previously led credit operations at Nordea Bank and MDM Bank. He holds an advanced degree in machine learning and has experience as a venture investor focused on machine learning companies.
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Abdullo AkhadovinFounderAbdullo Akhadov is co-founder and COO of Gauss with over 17 years of management experience in credit risk, compliance, operations, and technology at major financial institutions across Europe and Asia Pacific including JPK, ASEAN, ANZ, and Greater China.
Investors · 4
Competitors · 5
by search overlapCredit Karma2868 shared keywordsCredit Karma is an AI-powered personal finance platform that provides free credit scores, credit monitoring, cashflow insights, and financial marketplace services to help consumers understand and manage their finances. The platform serves over 140 million members with tools for credit analysis, tax filing, and financial opportunity identification.
Chase2076 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Experian1752 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
American Express Supplies1355 shared keywordsAmerican Express provides consumer and business credit cards, banking, and travel services, along with a rewards and benefits program. It serves individual consumers and businesses.
Capital One1263 shared keywordsCapital One is a financial services company that offers credit cards, checking and savings accounts, auto financing, and business banking products to consumers and small businesses. The company provides digital banking tools, rewards programs, and credit monitoring services.
Companies competing with Gauss for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Gauss do?
- Gauss provides a credit line product designed to help consumers manage and pay down credit card debt at lower interest rates (14%-18% APR) compared to traditional credit cards.
- Who founded Gauss?
- Gauss was founded by Alex Matsenov, Abdullo Akhadov in 2022.
- Who are Gauss's investors?
- Gauss's investors include Formus Capital, Samsung Next, Y Combinator, Olive Tree Capital.
- Where is Gauss headquartered?
- Gauss is headquartered in New York City, US.

