FlexiLoans
2 known investors
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FlexiLoans, the trade name of RBI-registered NBFC Epimoney Private Limited, provides collateral-free business loans with minimal paperwork to traders, retailers, service providers, and manufacturers. It operates as a digital lending platform serving small businesses in India for working capital and expansion needs.
Founders & leadership
RJ
Ritesh JainCo-FounderRitesh Jain is founder of FlexiLoans, an RBI-registered NBFC providing collateral-free business loans to small businesses in India. He has spent 20 years in entrepreneurship, previously holding roles at Tata Teleservices in telecommunications and at Housing.com in real estate.
DJ

Deepak JainFounderDeepak Jain is the founder of FlexiLoans, a digital lending platform (operating under RBI-registered NBFC Epimoney Private Limited) that offers collateral-free business loans to small businesses in India. His background is in financial strategy and fintech, with prior experience in investment banking and corporate finance, including work in equities and financial modeling.
ML

Manish LuniaFounderManish Lunia is the founder of FlexiLoans, a digital lending platform (the trade name of RBI-registered NBFC Epimoney Private Limited) that offers collateral-free working capital and expansion loans to small businesses in India. He has over two decades of experience in lending, credit and risk, mergers and acquisitions, and corporate strategy, with prior roles at Aditya Birla Financial Services Group and Tata Teleservices.
Investors · 2
Accionlisted by AccionWashington, D.C. · $1M
How we know: Accion's portfolio page · funding news · entrackr.com · Not right? Tell us
Fundamentumlisted by FundamentumGurugram · $10M – $25M
How we know: Fundamentum's portfolio page · funding news · entrackr.com · Not right? Tell us
Funding
SEC filings, press & company announcements- Undisclosed amountSeries C RoundJun 2025 · 2 sourcesSource ↗
- Undisclosed amountSeries CSep 2024Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
In the news
Frequently asked questions
- What does FlexiLoans do?
- FlexiLoans, the trade name of RBI-registered NBFC Epimoney Private Limited, provides collateral-free business loans with minimal paperwork to traders, retailers, service providers, and manufacturers. It operates as a digital lending platform serving small businesses in India for working capital and expansion needs.
- Who founded FlexiLoans?
- FlexiLoans was founded by Ritesh Jain, Deepak Jain, Manish Lunia.
- Who are FlexiLoans's investors?
- FlexiLoans's investors include Accion, Fundamentum.

