FINN Munich, Germany

FINN operates an online car subscription platform in Germany, offering new vehicles for a fixed monthly price with minimum terms starting at six months. The monthly rate bundles insurance, motor vehicle tax, registration, technical inspection (TÜV), maintenance and tyre service, as well as trips abroad; customers pay only for fuel or charging. Subscriptions can be concluded fully online, with the company stating that an order takes less than five minutes, and vehicles are either delivered to the customer's home or collected at a FINN station.

The catalogue spans small cars, compacts, estates, saloons, SUVs, convertibles and battery-electric models from brands including Fiat, MG, Opel, Kia, Jeep, BYD, DS and Porsche, with advertised entry prices ranging from roughly EUR 179 per month for a Fiat Grande Panda to about EUR 2,721 per month for a Porsche 911 Carrera Cabriolet. Customers can adjust contract duration and mileage packages, and at the end of a term can move to a follow-on subscription. Eligibility requires a registered address in Germany, a minimum age of 20 (with a 150 kW power cap for drivers under 23), a valid EU driving licence and identity document, document verification during ordering and a successful credit check.

The corporate entity FINN GmbH is registered at the District Court of Munich under HRB 249292, with an address at Prinzregentenplatz 9, 81675 Munich.

Business model

FINN provides vehicles to consumers on a subscription basis rather than through sale or conventional leasing. Customers select a model, contract length and mileage package and pay a single fixed monthly fee that covers insurance, tax, registration, inspection, maintenance and tyre service, with fuel or charging excluded. Delivery to the customer's door or pickup at a FINN station is part of the offering, and contracts can roll into a follow-on subscription at term end.

Recurring monthly subscription fees per vehicle, with advertised entry prices from about EUR 179 per month for small models up to roughly EUR 2,721 per month for a Porsche 911 Carrera Cabriolet, varying by model, contract term and mileage package.

Traction

The company states that more than 50,000 people have driven with FINN, and lists multiple configurations available across a range of combustion, plug-in hybrid and electric models, including a newly introduced Porsche offering with further 911 variants planned.

Latest developments

FINN added Porsche to its subscription range, starting with the Porsche 911 Carrera Cabriolet and further 911 models stated to be in planning.