FinLocker
Clayton, US · Founded 2024 · Delaware corporation · 25 employees on LinkedIn · 6 known investors
Find your way into FinLocker
219 people in our graph share verified history with the FinLocker team — schools, employers, funds. One of them is your warm intro.
Dougunlockedknows Timothy Stern · together at University of Wisconsin-Madison (overlapped)
knows the team · via Cultivation Capital
knows the team · via Scottrade
×7knows the team · via University of Missouri
knows the team · via Mycroft
knows the team · via Rockhurst University
This page is FinLocker's partners directory, listing partner organizations (such as Homegenius, TransUnion, Sagent, Total Expert, Argyle, and others) that operate across mortgage, real estate, credit, and financial services technology. It does not describe FinLocker's own product but rather profiles its ecosystem of partners serving lenders, servicers, and consumers.
Founders & leadership
FinLocker was founded in 2024 by Tim Stern and Peter P. Esparrago.
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Peter P. EsparragoinCo-Founder & Executive Chairman2021–2021Peter P. Esparrago is co-founder of FinLocker and general partner at Cultivation Capital. He has held leadership roles including CEO, president, and COO at multiple technology companies in software, cybersecurity, and business process outsourcing, with experience in company scaling and exit transactions, and previously worked as a partner at Accenture.
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Brian VieauxinPresident & COO2019–2025
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Andria ThomasinChief Product Officer
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Bryan GarciainCTO
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Henry CasoninChief Executive Officer
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Chris HazeninChief Revenue Officer
Board
BS
SM
Satyan MerchantBoard director
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Brian O'ReillyBoard director
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Eric RayBoard director
Investors · 6
Missouri Technology CorporationSt. Louis
Cultivation Capitalreported · 3 sourcesSt. Louis · $100K – $3.5M
SixThirty VenturesreportedSt. Louis · $100K – $250K
TransUnionreported · 2 sourcesChicago
Also in the syndicate · 2
Radian GroupRadian Group Inc.
Funding
SEC filings, press & company announcements$39.5M disclosed across 5 of 8 rounds · 2015–2025
- Undisclosed amountSeries AOct 2020
Cultivation Capital (lead), TransUnion
Source ↗
▶$1MraisedAug 2025 · 4 investors · Other TechnologyRule 506(b)
▶$1MraisedAug 2025 · 4 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Brian VieauxExecutive Officer
- Andria ThomasExecutive Officer
- Brian O'ReillyDirector
- Eric RayDirector
- Tim SternDirector
- Barry SandweissDirector
- Bryan GarciaExecutive Officer
- Satyan MerchantDirector
- Henry CasonExecutive Officer, Director
- Offering amount
- $1M
- Amount sold
- $1M
- First sale
- Aug 2025
- Incorporated
- Corporation, Delaware, 2024
- Federal exemptions
- 06b
▶$15.7MraisedMay 2024 · 34 investors · Other TechnologyRule 506(b)
▶$15.7MraisedMay 2024 · 34 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Brian VieauxExecutive Officer
- Timothy SternDirector
- Cliff HolekampDirector
- Bryan GarciaExecutive Officer
- Barry SandweissDirector
- Henry CasonExecutive Officer, Director
- Brian O'ReillyDirector
- Satyan MerchantDirector
- Offering amount
- $17.2M
- Amount sold
- $15.7M
- First sale
- Apr 2024
- Incorporated
- Corporation, Delaware, 2024
- Federal exemptions
- 06b
▶$19.8MraisedOct 2020 · 48 investors · Other TechnologyRule 506(b)
▶$19.8MraisedOct 2020 · 48 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Peter EsparragoExecutive Officer, Director
- Barry SandweissExecutive Officer, Director
- Joe MellmanDirector
- Brian O'ReillyDirector
- Cliff HolekampDirector
- Timothy SternExecutive Officer, Director
- Offering amount
- $19.8M
- Amount sold
- $19.8M
- First sale
- Oct 2019
- Incorporated
- Limited Liability Company, Delaware
- Federal exemptions
- 06b
▶$2.1MraisedJul 2018 · 5 investors · Other TechnologyRule 506(b)
▶$2.1MraisedJul 2018 · 5 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Barry SandweissExecutive Officer, Director
- Brian O'ReillyDirector
- Timothy SternExecutive Officer, Director
- Peter EsparragoExecutive Officer, Director
- Cliff HolekampDirector
- Offering amount
- $6M
- Amount sold
- $2.1M
- First sale
- Jun 2018
- Incorporated
- Limited Liability Company, Delaware, 2014
- Federal exemptions
- 06b
▶$900KraisedSep 2016 · 5 investors · Other TechnologyRule 506(b)
▶$900KraisedSep 2016 · 5 investors · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Barry SandweissExecutive Officer, Director
- Timothy SternExecutive Officer, Director
- Peter EsparragoExecutive Officer, Director
- Brian O'ReillyDirector
- Offering amount
- $2M
- Amount sold
- $900K
- First sale
- Aug 2016
- Incorporated
- Limited Liability Company, Delaware, 2014
- Federal exemptions
- 06b
▶$2.3MofferedSep 2015 · Other TechnologyRule 506(b)
▶$2.3MofferedSep 2015 · Other Technology
Rule 506(b)Officers, directors & promoters on the filing
- Peter P. EsparragoExecutive Officer, Director
- Brian O'ReillyDirector
- Timothy SternDirector
- Barry O. SandweissExecutive Officer, Director
- Offering amount
- $2.3M
- Incorporated
- Limited Liability Company, Delaware, 2014
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Competitors · 3
by search overlapExperian645 shared keywordsExperian offers consumers tools to access their credit report and FICO Score, build credit, and manage money, including credit card matching, bill and subscription negotiation, car insurance comparison, and a digital checking account with debit card. It serves individual U.S. consumers through its app and financial products.
Zillow566 shared keywordsZillow operates an online real estate marketplace where consumers can search homes for sale and rentals across US and Canadian cities, view mortgage rate information, and access home financing through Zillow Home Loans. It covers residential property listings, apartments and houses for rent, and mortgage services nationwide.
Chase491 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
Companies competing with FinLocker for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does FinLocker do?
- This page is FinLocker's partners directory, listing partner organizations (such as Homegenius, TransUnion, Sagent, Total Expert, Argyle, and others) that operate across mortgage, real estate, credit, and financial services technology. It does not describe FinLocker's own product but rather profiles its ecosystem of partners serving lenders, servicers, and consumers.
- Who founded FinLocker?
- FinLocker was founded by Tim Stern, Peter P. Esparrago in 2024.
- Who are FinLocker's investors?
- FinLocker's investors include Missouri Technology Corporation, Cultivation Capital, SixThirty Ventures, TransUnion.
- How much funding has FinLocker raised?
- FinLocker has disclosed $39.5M raised across 5 of its 8 known rounds.
- Where is FinLocker headquartered?
- FinLocker is headquartered in Clayton, US.