Emma
Nashville, US · Tennessee corporation · 3 known investors
Find your way into Emma
145 people in our graph share verified history with the Emma team — schools, employers, funds. One of them is your warm intro.
Honor de Wintonunlockedknows Antonio Marino · together at The University of Manchester (overlapped)
×7knows the team · via The University of Manchester
×4knows the team · via CERN
Emma is a personal finance management app that aggregates a user's bank accounts and credit cards in one place, offering budgeting, spending analysis, transaction search, and subscription/bill reminders. It supports open banking integrations across many banks and offers a paid Pro/Premium tier with features like custom categories and offline accounts.
Founders & leadership
AM
Antonio MarinoinFounderHe studied Computer Science at the University of Manchester, graduating in 2016, and previously worked on scalable applications at Google and CERN.
RS
ROBERT SPESSARDNamed on SEC filing
CS
CLINTON SMITHNamed on SEC filing
WW
WILLIAM WEAVERNamed on SEC filing
Investors · 3
Funding
SEC filings, press & company announcements$3.5M disclosed across 1 of 3 rounds · 2015–2025
- Undisclosed amountseed fundingMar 2025Source ↗
- Undisclosed amountSeedMar 2023Source ↗
- Undisclosed amountseedMar 2020Source ↗
▶$3.5MraisedJul 2015 · 31 investors · Business ServicesRule 506(b)
▶$3.5MraisedJul 2015 · 31 investors · Business Services
Rule 506(b)Officers, directors & promoters on the filing
- ROBERT SPESSARDExecutive Officer, Director
- CLINTON SMITHExecutive Officer, Director
- WILLIAM WEAVERDirector
- Offering amount
- $3.5M
- Amount sold
- $3.5M
- Minimum investment
- $25K
- First sale
- Jun 2015
- Incorporated
- Corporation, Tennessee
- Federal exemptions
- 06b
Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.
Competitors · 5
by search overlap
Beem3449 shared keywordsBeem is a fintech app offering instant cash advances up to $1,000 with no credit checks or income restrictions, personal loans up to $100,000, and AI-powered financial tools for budgeting, price comparison, and job matching. It serves gig workers, freelancers, government benefits recipients, and underserved consumers who lack access to traditional financial services.
DoNotPay3036 shared keywordsDoNotPay uses artificial intelligence to help consumers fight large corporations, appeal disputes like parking tickets and bank fees, cancel unwanted subscriptions, and navigate bureaucratic processes. The platform serves individual consumers seeking to save money, protect privacy, and resolve consumer complaints against businesses and government agencies.
Gethuman1372 shared keywordsGetHuman provides free, ad-supported tools that help consumers deal with customer service, including an AI-powered phone that navigates phone menus, waits on hold, and talks to agents, plus researched contact information and help drafting emails or messages to support teams. It uses AI such as Google Gemini to handle repetitive parts of contacting company customer service.
StellarFi1201 shared keywordsStellarFi offers an app-based Visa credit card that uses AI-guided tips and a user's full credit picture to help them build credit, earn higher limits, and gain better rewards over time. It targets consumers across all credit scores, letting them qualify based on income and bank account through tiered card levels (Silver, Gold, Stellarite).
Zendesk981 shared keywordsThis is Zendesk's internal belonging/diversity and inclusion program page, not a company profile page for an external company. It describes Zendesk's internal culture initiatives and leadership development programs.
Companies competing with Emma for the same Google search keywords, organic and paid, via search-intersection analysis.
In the news
Frequently asked questions
- What does Emma do?
- Emma is a personal finance management app that aggregates a user's bank accounts and credit cards in one place, offering budgeting, spending analysis, transaction search, and subscription/bill reminders. It supports open banking integrations across many banks and offers a paid Pro/Premium tier with features like custom categories and offline accounts.
- Who founded Emma?
- Emma was founded by Antonio Marino.
- Who are Emma's investors?
- Emma's investors include Aglae Ventures, Kima Ventures, The Family.
- How much funding has Emma raised?
- Emma has disclosed $3.5M raised across 1 of its 3 known rounds.
- Where is Emma headquartered?
- Emma is headquartered in Nashville, US.