Fundraising Fox

Currency Cloud

acquired by Visa

London, GB · Founded 2012 · 289 employees on LinkedIn · 10 known investors

Currencycloud provides a global cross-border payment platform for businesses to collect, convert, and manage multi-currency transactions across 180+ countries. The service enables virtual wallets, named accounts, and same-day transfers in 35+ currencies for B2B customers worldwide.

Also known as Currencycloud · The Currency Cloud

Cloud ComputingEnterprise SoftwareFintech

Investors · 10

AccompliceBoston · $5M – $25Mvia Jeff Fagnan · inferred
Anthemis VentureNew York · $500K – $7M
ForgePoint CapitalSan Mateo · $5M – $50M
Notion CapitalLondon · $1M – $100M
Sapphire VenturesMenlo Park · $5M – $20M
SBI Ventures Europe GmbHBerlin
SCB 10XBangkok · $1.2M – $100M
TempoCapLondon
XAngeParis · $1.1M – $10.8M
IFCreportedAuburn

Company profile

researched Aug 2026

Currencycloud operates a cross-border and multi-currency payment platform for businesses. Its service set covers the components needed to move money internationally, including virtual wallets and virtual named accounts issued to a client's own customers, plus the ability to send, receive, collect, convert and manage payments in multiple currencies simultaneously. The platform advertises access to more than 36 currencies across over 180 countries, with same-day transfers available for multiple currencies.

The offering is delivered as payment infrastructure aimed at developers, positioned as an API-based platform that clients embed behind their own products. Alongside the technology, the company emphasises an ecosystem of partners, a client onboarding process, 24/7 customer service and a global payments network. Currencycloud states it is licensed in the United Kingdom, the Netherlands, Canada, Australia, Singapore and multiple US states.

Business model

Currencycloud supplies white-label cross-border payment infrastructure that other businesses build on, providing virtual accounts, currency conversion and multi-currency payment execution via a developer-oriented platform rather than serving end consumers directly.

▸Full profile — market position, technology, go-to-market, geography

Market position

Currencycloud positions itself as underlying payment infrastructure for the fintech sector, citing a Forbes characterisation of the company as the pipes powering the majority of fintechs, and states that digital challenger brands and traditional banks are among its clients.

Technology

A cross-border, multi-currency payment platform described as built by developers for developers, exposing infrastructure for virtual wallets and named accounts, collection, conversion and payout across 36+ currencies and 180+ countries, with same-day transfer capability in multiple currencies and stated customisability to a client's business and customer base.

Go-to-market

Business customers rather than consumers: entrepreneurs and fintech startups launching new financial services, traditional banks seeking to modernise their international payment capabilities, and established digital challenger firms that use the platform behind the scenes.

Geography

Payments reach over 180 countries in more than 36 currencies. The company reports holding licences in the United Kingdom, the Netherlands, Canada, Australia, Singapore and multiple states in the United States.

Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Countries coveredJan 2024180
Currencies supportedJan 202436 currencies

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

Founder mafia

2 people who came through Currency Cloud went on to found or lead other companies.

Samantha GhiottiBoard MemberFounded HabittoGabriel PuliattiMarketing AssistantFounded Emptor

Competitors · 10

by search overlap
Wise297 shared keywordsWise is a financial platform offering international money transfers, multi-currency accounts, and debit cards with low fees and competitive exchange rates, serving millions of users globally.
Stripe178 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Corporatefinanceinstitute129 shared keywordsCorporate Finance Institute offers an online specialization program teaching finance professionals how to integrate environmental, social, and governance (ESG) factors into financial analysis, valuation, and investment decision-making. The program covers ESG frameworks, sustainability integration, greenhouse gas accounting, and climate risk management across eight core courses.
Airwallex120 shared keywordsAirwallex operates a global banking platform that provides cross-border payments, financial infrastructure, and AI-powered financial software for businesses. The platform serves companies across 200+ countries, enabling automated financial operations, expense management, and billing for global enterprises and AI-native businesses.
Bill.com Holdings, Inc.117 shared keywordsBILL is a unified financial operations platform that automates accounts payable, receivables, and spend management for businesses. The platform processes over $345 billion in annual payment volume and serves nearly 500,000 customers across the US and 130+ countries.
Tipalti112 shared keywordsTipalti is an AI-powered finance automation platform that automates accounts payable, mass payments, procurement, and employee expenses for growing companies. The platform serves businesses seeking to streamline financial operations and reduce manual finance tasks.
TradingView101 shared keywordsTradingView is a charting platform and social network used by over 100 million traders and investors worldwide to analyze and trade across global financial markets. The platform provides tools for technical analysis, market data, and community collaboration for retail and institutional traders.
GoCardless99 shared keywordsGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
Modern Treasury97 shared keywordsModern Treasury provides a payments infrastructure platform that enables businesses to move and track money across fiat and stablecoin rails through a single API. The company serves enterprises and financial service providers looking to streamline payment operations across multiple currencies, regions, and payment systems.
Razorpay96 shared keywordsRazorpay provides payment processing APIs and financial services for online merchants, schools, and ecommerce businesses, offering payment acceptance, disbursement, current accounts, and working capital loans. The company serves businesses looking to accept and manage payments online with developer-friendly integration.

Companies competing with Currency Cloud for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Top Embedded Finance Startups by Fundraising (2026) – New Market Pitchnewmarketpitch.com · Jul 2026The Briefing: Visa Acquires Currencycloud, Couchbase Prices IPO, And Morenews.crunchbase.com · Jul 2021Check out the pitch deck payment startup Currencycloud used to raise $80 million from Visa and World Bank Groupbusinessinsider.com · Jan 2020Currencycloud nabs $80M from Visa, World Bank Group and more for cross-border payment APIs | TechCrunchtechcrunch.com · Jan 2020Fintech startup Currencycloud raises $80 million from Visa, BNP Paribas and others | Reutersreuters.com · Jan 2020API provider Currencycloud raises $80m in Series E fundingfintechfutures.com · Jan 2020Payments platform The Currency Cloud raises $10Mrudebaguette.com · Apr 2014The Currency Cloud raises $4mfinextra.com · Mar 2012

▸Research sources · 1

primary sources listed

1 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Currency Cloud do?
Currencycloud runs a B2B cross-border payment platform covering 36+ currencies in over 180 countries.
Who are Currency Cloud's investors?
Currency Cloud's investors include Accomplice, Anthemis Venture, ForgePoint Capital, Notion Capital, Sapphire Ventures, SBI Ventures Europe GmbH, SCB 10X, TempoCap and 2 more.
Who acquired Currency Cloud?
Currency Cloud was acquired by Visa.
Where is Currency Cloud headquartered?
Currency Cloud is headquartered in London, GB.