Commas

Commas is a Miami-headquartered software platform with integrated payments used by online businesses to create, sell, and get paid from a single account. Its product set covers checkouts, sales funnels, courses, paid communities and "Studios," webinars with in-room checkout, and affiliate programs, aimed at entrepreneurs selling digital products such as courses, memberships and communities. The company positions its payment engine as the foundation of the product: intelligent routing across multiple processors to lift approval rates, a buy-now-pay-later suite that pays sellers in full upfront while buyers pay over time, automatic retries and recovery of failed payments and subscription churn, plus enterprise features including embedded checkouts, multi-rail payouts, APIs and SDKs, a lead "Qualifier" that enriches leads with income, credit and net-worth data, and a beta MCP integration for operating the platform from an AI assistant.

The company began as FanBasis, initially focused on celebrity experiences, and evolved into an all-in-one platform for entrepreneurs selling digital products as the creator economy matured. In July 2026 it rebranded to Commas — a reference to the commas that appear in a growing bank balance — and simultaneously ended its invitation-only access for established sellers, allowing anyone to open a free account at commas.com. Artificial intelligence is central to the current strategy: users can generate landing pages and sales funnels with AI, self-optimizing "Vibe Funnels" run their own A/B tests, and an AI co-pilot for building courses and communities is planned. The company frames its market thesis around AI-driven job displacement pushing more people to earn income online.

Founder and CEO Yash Daftary, a Broward County native, previously launched Rentall, a peer-to-peer rental marketplace, and worked in venture capital and built marketing agencies and e-commerce businesses before FanBasis. Other named executives include Chief Product Officer Alisha Mody. Planned launches include embedded finance, a cross-seller marketplace, an affiliate center for people who want to earn online without running their own business, and Commas Cards — a wallet-based business account with routing numbers and up to 4.6% APY, offered via waitlist. Longer term, the company has described "digital franchising," where newcomers join and help grow existing businesses on the platform.