By Swiftline
23 employees on LinkedIn · 2 known investors
Yardline runs a funding marketplace that connects small and growing businesses with 30+ lending partners through a single application, offering options such as asset-based lending, revenue-based financing, working capital lines of credit, term loans, SBA loans, and venture lending. It presents multiple offers so business owners can compare rates and terms, charging customers no application or upfront fees.
Also known as Yardline
Investors · 2
Company profile
researched Aug 2026Yardline operates a marketplace platform that connects businesses seeking capital with a network of more than 30 lending partners through a single application. Prospective borrowers complete an online application in roughly five minutes and connect business banking and accounting systems through the platform, which analyzes the financial data and matches the business with suitable funding partners. A Yardline representative then reviews the resulting offers with the applicant, explaining terms, rates, and structures before the business selects an option, after which Yardline facilitates the closing process.
The product set spans inventory and asset-based financing secured by inventory, equipment, or receivables; revenue-based financing with repayment that scales with revenue rather than fixed monthly obligations; revolving working capital lines of credit from $20,000 to $10 million; general growth capital; venture lending for venture-backed companies seeking non-dilutive runway extension; term loans with rates advertised from 9.99% APR and terms of six months to five years; purchase order and invoice financing; and SBA loans. The company states that each offer discloses total cost, APR, repayment structure, and associated fees before commitment, and that many products carry no prepayment penalties.
Business model
Yardline aggregates multiple lenders and presents borrowers with several competing offers after a single application rather than originating a single product itself. Its stated positioning is as an intermediary that evaluates offers and advises on terms, with no application or upfront fees charged to the business.
The company states it charges customers no fees and instead receives compensation from its lending partners when it successfully matches a business with a funding solution.
Traction
The company reports a team of more than 120 people and publishes customer testimonials, including one describing approval for $250,000 in under 24 hours used to expand an inventory order and another citing a revenue-based financing structure aligned to contract renewals.
▸Full profile — market position, technology, go-to-market
Market position
Yardline frames itself against single-product funding providers and traditional lenders, emphasizing multi-lender choice and upfront disclosure of costs and fee structures.
Single application giving access to 30+ lenders, multiple simultaneous offers with side-by-side comparison, no application or upfront fees to the borrower, full disclosure of total cost and APR before commitment, flexible repayment structures (fixed, revenue-based, or interest-only), and no prepayment penalties on many products.
Technology
A proprietary marketplace platform with an encrypted integration layer that connects applicants' business banking and accounting systems, then analyzes the financial data to match businesses with appropriate funding partners and enable side-by-side comparison of offers.
Go-to-market
Direct online acquisition through a self-serve web application, supported by a representative-assisted offer review and closing process; contact and consultation channels are offered on the company site.
Small and growing businesses across retail, distribution, manufacturing, services, and technology sectors, operating online, from physical locations, or in hybrid models. General qualification guidance cited is at least six months of operating history and $10,000 or more in consistent monthly revenue, with credit score considered as one factor among revenue trends, industry sector, and financial stability; some partners accommodate weaker credit. Venture-backed companies are addressed through a dedicated venture lending product.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
▸Research sources · 1
primary sources listed
- By Swiftlineyardline.com · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does By Swiftline do?
- Yardline is a business funding marketplace matching small and growing companies with 30+ lending partners via one application.
- Who are By Swiftline's investors?
- By Swiftline's investors include Evolution VC Partners, Raptor Group.