Beamo
Founded 2022 Β· 78 employees on LinkedIn Β· 1 known investors
Breeze provides end-to-end payment infrastructure that owns the payment rails, holds legal entities, and assumes transaction risk on behalf of its customers. It uses specialized AI agents trained on a business to run payments functions such as fraud detection, approvals, disputes, and reconciliation across multiple markets, supporting both card and stablecoin rails.
Also known as Breeze
Investors Β· 1
Company profile
researched Aug 2026Breeze, operating at beamo.co, offers end-to-end payment infrastructure marketed as an "agentic workforce for payments." Rather than acting as a pass-through layer on an existing payments stack, the company holds the local legal entities, bank accounts, tax filings, reconciliation and compliance posture itself, and assumes liability on each transaction, including chargebacks and disputes. Merchants integrate once and gain access to card networks, alternative payment methods, stablecoins, ACH, RTP, FedNow, SEPA, Apple Pay and Google Pay through a single stack, with a stated go-live timeline of about one week.
The platform positions specialized software agents across the payments operation β approvals, fraud, chargebacks, disputes, reconciliation and customer support β trained on a given merchant's customers, geographies and risk patterns and operating on a shared ledger, so signals from fraud decisions inform approvals and dispute history informs payouts. Entering a new country is presented as a configuration change within the existing infrastructure rather than a multi-month legal and banking project, because Breeze already maintains entities and compliance coverage in each market. Publicly cited scale figures include more than $4 billion in annual volume, over 150 markets and more than 10 million monthly transactions.
Business model
Breeze supplies payments infrastructure to merchants as a single integration that bundles accounts, compliance, fraud screening, dispute handling and customer support, with the company itself holding the entities and bearing transaction risk rather than passing it back to the merchant.
Traction
Company-reported figures include over $4 billion in annual processed volume, more than 10 million monthly transactions and 150+ markets. A game customer reported a 27% reduction in sale cost, a 20% increase in payment submission rate and a 95% payment success rate after moving off Apple in-app purchases.
βΈFull profile β market position, technology, go-to-market, geography
Market position
The company contrasts itself with conduit-style payment infrastructure by owning the rails, holding local entities and bank accounts, and taking on tax, chargeback and dispute liability, and by running payments functions as coordinated agents on a single ledger instead of separate tools and teams.
Technology
The stack combines multiple payment rails β cards, alternative payment methods, stablecoins, ACH, RTP, FedNow, SEPA, Apple Pay and Google Pay β under one integration and one ledger, with specialized AI agents trained on a customer's transaction, geography and risk data making per-transaction decisions across fraud, approvals, disputes and reconciliation.
Go-to-market
Direct sign-up and demo requests through the company website, supported by customer case references citing cost and approval-rate outcomes, and a positioning emphasizing a one-week implementation versus building entities, banking and compliance functions internally.
Merchants that need cross-border payment acceptance without building in-house payments, risk and compliance teams; publicly referenced customers include game studios and developers moving off App Store and Google Play in-app purchase billing, such as the title Legend of Mushroom.
Geography
Stated coverage of more than 150 markets, with local entities, bank accounts, tax filings and compliance held by the company in each market.
Compiled by commissioned research from 8 cited public sources β announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed β not independently audited.
βΈResearch sources Β· 8
primary sources listed
- Beamobeamo.co Β· web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Beamo do?
- Breeze (beamo.co) is a payments infrastructure provider that owns the rails, holds local entities and takes transaction risk.
- Who are Beamo's investors?
- Beamo's investors include Mantis Capital.