Basic was founded by Atul Monga, Kalyan Josyula, Pranav Khattar in 2020.

Who are Basic's investors?

Basic's investors include Bharat Founder's Fund, LVX Ventures, PICUS CAPITAL, Sprint Vc, Trifecta Capital Advisors, Bertelsmann India Investments, Venture Catalysts.

Where is Basic headquartered?

Basic is headquartered in Gurugram, IN.

Basic

Gurugram, IN · Founded 2020 · 636 employees on LinkedIn · 7 known investors

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BASIC Home Loan operates an online platform that matches borrowers with home loans across 100+ lenders, using proprietary technology built on banks' credit policies to check eligibility and generate offers. It provides assigned advisors who handle end-to-end application, digital verification, and documentation for salaried and self-employed applicants in India.

AI & Machine Learning Fintech Marketplaces PropTech

Founders & leadership

Basic was founded in 2020 by Atul Monga, Kalyan Josyula, and Pranav Khattar.

Atul Monga FounderIIT Delhi mechanical engineer; previously at Policybazaar and Credit Suisse. Launched BASIC in 2020 to digitize affordable-housing credit.

Kalyan Josyula Founder & CTOEx-investment banker and operator with roles at Ola, Lazada, and Credit Suisse; listed on the company site as Founder & CTO (some older profiles said COO).

Pranav KhattarCo-FounderNamed as a third co-founder in BASIC’s October 2020 seed coverage; later company materials and the about page list only Monga and Josyula.

Investors · 7

Bharat Founder's Fundlisted by Bharat Founder's Fund

LVX Ventureslisted by LVX VenturesBangalore

PICUS CAPITALlisted by PICUS CAPITALMunich · $100K – $5M

How we know: PICUS CAPITAL's portfolio page · the VCSheet dataset · Not right? Tell us

Sprint Vclisted by Sprint VcBangalore

Trifecta Capital Advisorslisted by Trifecta Capital AdvisorsGurugram

Bertelsmann India InvestmentsreportedNoida · $500K – $20M

How we know: press coverage · Not right? Tell us

Venture CatalystsreportedMatosinhos

How we know: funding news · press coverage · Not right? Tell us

Frequently asked questions

What does Basic do?: BASIC Home Loan operates an online platform that matches borrowers with home loans across 100+ lenders, using proprietary technology built on banks' credit policies to check eligibility and generate offers. It provides assigned advisors who handle end-to-end application, digital verification, and documentation for salaried and self-employed applicants in India.
Who founded Basic?: Basic was founded by Atul Monga, Kalyan Josyula, Pranav Khattar in 2020.
Who are Basic's investors?: Basic's investors include Bharat Founder's Fund, LVX Ventures, PICUS CAPITAL, Sprint Vc, Trifecta Capital Advisors, Bertelsmann India Investments, Venture Catalysts.
Where is Basic headquartered?: Basic is headquartered in Gurugram, IN.