Basic
Gurugram, IN · Founded 2020 · 636 employees on LinkedIn · 5 known investors
Find your way into Basic
839 people in our graph share verified history with the Basic team — schools, employers, funds. One of them is your warm intro.
Ryan Isonounlockedknows Kalyan Josyula · together at Credit Suisse (overlapped)
×2knows the team · via Bank of America
×8knows the team · via Credit Suisse
knows the team · via Rocket Internet
BASIC Home Loan operates an online platform that matches borrowers with home loans across 100+ lenders, using proprietary technology built on banks' credit policies to check eligibility and generate offers. It provides assigned advisors who handle end-to-end application, digital verification, and documentation for salaried and self-employed applicants in India.
Founders & leadership
Basic was founded in 2020 by Atul Monga, Kalyan Josyula, and Pranav Khattar.
AM

Atul MongainFounderIIT Delhi mechanical engineer; previously at Policybazaar and Credit Suisse. Launched BASIC in 2020 to digitize affordable-housing credit.
KJ

Kalyan JosyulainFounder & CTOEx-investment banker and operator with roles at Ola, Lazada, and Credit Suisse; listed on the company site as Founder & CTO (some older profiles said COO).
PK
Pranav KhattarCo-FounderNamed as a third co-founder in BASIC’s October 2020 seed coverage; later company materials and the about page list only Monga and Josyula.
Investors · 5
In the news
Frequently asked questions
- What does Basic do?
- BASIC Home Loan operates an online platform that matches borrowers with home loans across 100+ lenders, using proprietary technology built on banks' credit policies to check eligibility and generate offers. It provides assigned advisors who handle end-to-end application, digital verification, and documentation for salaried and self-employed applicants in India.
- Who founded Basic?
- Basic was founded by Atul Monga, Kalyan Josyula, Pranav Khattar in 2020.
- Who are Basic's investors?
- Basic's investors include LVX Ventures, PICUS CAPITAL, Sprint Vc, Bertelsmann India Investments, Venture Catalysts.
- Where is Basic headquartered?
- Basic is headquartered in Gurugram, IN.


