🦊/Companies

Accend

YC S23

Silicon Valley, US · Founded 2023 · Delaware LLC · 18 employees · Hiring · 2 known investors

Find your way into Accend

2,669 people in our graph share verified history with the Accend team — schools, employers, funds. One of them is your warm intro.

Javier Solterounlockedknows Yutong Pei · together at Carnegie Mellon University (overlapped)
knows the team · via IBM Research
×4knows the team · via University of California, Berkeley
×2knows the team · via Cisco
knows the team · via Uber
knows the team · via On Deck

Accend is an AI platform for financial institutions to automate business underwriting, onboarding, and risk assessment. It serves fintech, banks, and payment platforms seeking faster financial analysis and compliance with industry-standard accuracy.

Also known as Accend Technology, Inc

Founders & leadership· Y Combinator alumni (S23)

Accend was founded in 2023 by Pranjal Daga, Yutong Pei, and Joseph Zhou.

PDPranjal Daga
Pranjal Dagain𝕏Co-Founder & CEOHe previously led product for AI initiatives focused on risk management at Brex, and earlier helped establish Cisco Innovation Labs, scaling the team from a single person to 35 members over four years. He did not complete a PhD in AI/ML at Purdue University.
YPYutong Pei
Yutong PeiinCo-FounderYutong Pei held engineering leadership roles at Brex on the Fraud Risk team, IoTeX, Uber, and Amazon, with experience in fraud controls and security engineering.
JZJoseph Zhou
Joseph ZhouinCo-FounderHe previously worked as CFO at a mobile gaming company, where he launched operations in Europe and grew the team to 80 employees.
MFMario F. Spinella
Mario F. SpinellainExecutive
JS
Jeffrey Scott SzorikExecutive

Investors · 2

Reported raises · per SEC filings

Form D private placements
$3MofferedMar 2016 · Commercial
Rule 506(c)
Officers, directors & promoters on the filing
  • Mario F. SpinellaExecutive Officer
  • Jeffrey Scott SzorikExecutive Officer
Offering amount
$3M
Minimum investment
$50K
Sales commissions
$165K
Placement agents
WealthForge Securities, LLC
Incorporated
Limited Liability Company, Delaware, 2016
Federal exemptions
06c
Full filing on SEC EDGAR ↗

Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.

Competitors · 7

by search overlap
Ascend26 shared keywordsAscend is a financial operations platform purpose-built for insurance agencies, wholesalers, MGAs, and carriers, combining AI-powered accounting automation, payments, and premium financing. The platform automates workflows from billing and invoicing through cash application, carrier payables, and direct bill reconciliation to streamline end-to-end financial operations.
Corporatefinanceinstitute15 shared keywordsCorporate Finance Institute offers an online specialization program teaching finance professionals how to integrate environmental, social, and governance (ESG) factors into financial analysis, valuation, and investment decision-making. The program covers ESG frameworks, sustainability integration, greenhouse gas accounting, and climate risk management across eight core courses.
Docsumo13 shared keywordsDocsumo provides APIs and document processing platform to extract data from unstructured documents across industries including insurance, banking, and logistics. The platform enables businesses to automate document data capture with 90%+ touchless processing capabilities.
Blooma13 shared keywordsBlooma provides intelligent automation software for commercial real estate (CRE) lending, automating data extraction, borrower profiling, loan scoring, and portfolio monitoring for national and regional banks, community banks, and debt funds.
Ascend Io12 shared keywordsAscend was a data engineering platform that provided declarative pipeline technology, unified ingest/transform/orchestration capabilities, and agentic data engineering solutions to help data engineers.
F212 shared keywordsF2 is a private markets intelligence platform that helps investment firms leverage their institutional knowledge to screen, diligence, underwrite, and monitor deals more efficiently.
Prior Finance11 shared keywordsPrior Finance operates a digital financial services platform offering personal loans, student loans, home loans, deposit accounts, credit cards, and investment tools through an integrated mobile application, serving both individual members and enterprise partners seeking lending solutions and technology infrastructure.

Companies competing with Accend for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Frequently asked questions

What does Accend do?
Accend is an AI platform for financial institutions to automate business underwriting, onboarding, and risk assessment. It serves fintech, banks, and payment platforms seeking faster financial analysis and compliance with industry-standard accuracy.
Who founded Accend?
Accend was founded by Pranjal Daga, Yutong Pei, Joseph Zhou in 2023.
Who are Accend's investors?
Accend's investors include Adverb Ventures, Y Combinator.
Where is Accend headquartered?
Accend is headquartered in Silicon Valley, US.