/Investor DB

Start Up Loans

Government fund

Sheffield · Pre-Seed–Seed

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Investment thesis

Start Up Loans is a government-backed initiative supporting new and early-stage UK businesses through non-secured personal loans of up to £25,000 at a fixed 7.5% annual interest rate, repayable over one to five years with no arrangement or early-repayment fees. Beyond funding, the programme provides 12 months of free mentoring, free entrepreneurship courses in partnership with The Open University, and practical guidance for first-time founders. It has supported over 100,000 business ideas with more than £1 billion in loans, with an average loan of around £10,264.

Invests inSector AgnosticSheffieldUnited Kingdom

Source: firm website, verified Sep 27, 2026.

Stage
Pre-Seed–Seed
Check
$32K
HQ
Sheffield, GB
Instruments
Debt
Founded
2012
Tracked investments
1

Investments · 1 tracked

founders shown can be your intro path

Other

Tracked investments with no reachable website or further public details — typically companies that wound down, renamed, or were absorbed.

Hinlura

Frequently asked questions

What stage does Start Up Loans invest at?
Start Up Loans invests at the Pre-Seed, Seed stages.
What is Start Up Loans's typical check size?
Start Up Loans typically writes checks of $32K.
What sectors does Start Up Loans focus on?
Start Up Loans focuses on Sector Agnostic.
Where is Start Up Loans located?
Start Up Loans is headquartered in Sheffield, GB.

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