Optimus Capital
Venture debtSacramento
Investment thesis
Optimus Capital is a nationwide private, non-bank lender focused on asset-based real estate financing for residential and multifamily investors. It offers rental portfolio loans that let investors finance, refinance, or consolidate entire rental portfolios—single-family homes, condos, townhouses, and 5+ unit multifamily—into a single loan with fixed rates and no cap on the number of properties or dollar amounts. Underwriting emphasizes property cash flow, market value, and ownership duration rather than borrower credit, with simplified documentation. The firm provides both recourse and non-recourse options, up to 80% LTV, and 30-year fixed amortization plus 5, 10, and 15 year and interest-only options. It also offers fix and flip and new construction multifamily loans.
Source: firm website, verified Aug 7, 2026.
Frequently asked questions
- What sectors does Optimus Capital focus on?
- Optimus Capital focuses on PropTech.
- Where is Optimus Capital located?
- Optimus Capital is headquartered in Sacramento, US.
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