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Assetz Capital

Venture debt

Manchester · 19 people tracked

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Investment thesis

Assetz Capital is a specialist SME property finance lender operating in the UK since 2013. It provides bespoke funding packages across the property investment lifecycle for professional developers and investors, including development finance, development exit finance, bridging finance, commercial and semi-commercial mortgages, residential refurbishment loans, care home finance, buy-to-let for landlords, secured SME term loans and a Planning Assistance Loan. Its Assetz Elevate product targets smaller ground-up residential projects with lending between £250K and £1.5m. Operating a peer-to-peer marketplace model, the firm emphasises relationship-led, human decision-making and positions itself as a long-term strategic partner to housebuilders and property businesses.

Source: firm website, verified Sep 27, 2026.

HQ
Manchester, GB
Instruments
Debt
Founded
2012

Team · 19 people

from the firm's website
Stuart Law· Chief Executive Officer

Co-founder and CEO of Assetz Capital with over 35 years of experience in property, financial services and software. He led the firm's growth into a major SME property finance lender and its 2022 pivot to institutionally backed lending.

Andrew Fraser· Chief Commercial Officerin

Chief Commercial Officer since 2023, having joined Assetz Capital in 2017. With 24+ years in property development banking and commercial lending, he built the firm's Northern Ireland business and helped drive its shift to institutionally funded lending.

Callum Ferguson· Relationship Directorin

Has over 15 years of real estate experience with a focus on development finance since 2015, holding senior origination roles at private equity and debt funds, most recently as head of business development at Clearwell Capital.

Catherine Joynt· Senior Credit Manager

Has 23 years in financial services with property finance experience at Yorkshire Bank, Anglo Irish Bank and Handelsbanken. She supports deal structuring and case management while managing risk.

Ciaran McGivern· Relationship Directorin

Ciaran McGivern serves as Regional Director - North at Assetz Capital. He has 25 years of experience in corporate and business banking, including at board level, with knowledge of the SME and real estate sectors. His background includes interim management roles as Managing Director, Commercial Director, and Finance Director, as well as non-executive director positions, covering general management, external fundraising, debt restructuring, stakeholder management, and corporate governance.

Fran Brayford· Case Managerin

A client relationship specialist with over 37 years in financial services at Bank of Scotland, HBOS and Lloyds before joining Assetz Capital, focused on customer experience and outcomes.

Hans Laud-Anderson· Relationship Director
Ian Hatch· Senior Credit Managerin

A financial services professional with 48 years of experience, including 39 years at NatWest in commercial banking. He joined Assetz Capital's Credit Team in 2018 and is now a Senior Credit Manager.

Jake Hiskett· New Business Director

New Business Director since 2025, having joined in 2018. He has over 20 years in banking with a focus on commercial and development finance, previously at RBS, Williams & Glyn and Lloyds.

Jenna Gray· Case Managerin

With nearly 20 years in financial services starting at Allied Irish Bank, she joined Assetz Capital in 2017 and works closely with Relationship Directors across the care and development sectors.

Lloyd Whiting· Business Development Manager

Joined Assetz Capital in 2019 and progressed through lender, relationship support and case management roles before becoming Business Development Manager in the New Business Team, supporting brokers and borrowers through the deal process.

Mark Roberts· Relationship Director
Mark Wardrop· Chief Financial Officerin

A chartered accountant with 30 years of SME sector experience, previously spending 20 years at BDO. He joined Assetz Capital in 2014 and has served as CFO overseeing financial strategy.

Matt Gray· Relationship Director
Matt Hardy· Relationship Directorin

Matt Hardy is a newly appointed Relationship Director covering the South East Midlands and East of England at Assetz Capital. He works with SME housebuilders, brokers, and planners to structure development funding across the project lifecycle, from site acquisition and planning through to development and exit.

Neil Roper· Regional Director UK Midlandsin

Neil Roper is Regional Relationship Director at Assetz Capital, holding the title of Regional Director for the Midlands. He has over 40 years of banking experience, working within the corporate and commercial banking segment since 1991, with a background in relationship management, debt structuring, and financial modelling. Roper has also led teams across multiple geographic regions.

Paul Egerton· Case Managerin

A financial and customer services professional with 39 years of experience, including 33 years at Lloyds. He joined Assetz Capital in 2019 as an Assistant Relationship Director.

Tim Harper· Chief Credit Officerin

A career financial services professional who spent 37 years at RBS specialising in commercial credit and structured debt. He joined Assetz Capital in 2017 to lead the credit function.

Wendy Dixon· Business Development Associate

Frequently asked questions

What sectors does Assetz Capital focus on?
Assetz Capital focuses on Construction Tech, Fintech, PropTech.
Where is Assetz Capital located?
Assetz Capital is headquartered in Manchester, GB.

Media · Podcasts & interviews

featuring the team

Assetz Capital Live Q&A with CEO Stuart Law: Peer to Peer Lending

Financial Thing · Stuart Law

Q&A Live with Assetz Capital CEO Stuart Law

Financial Thing · Stuart Law

Images

Assetz Capital photoAssetz Capital photo

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