Waya

Waya Technology AB operates Waya360, an accounts receivable (AR) platform that consolidates the full invoice lifecycle with a single provider. The scope spans customer due diligence and credit assessment, invoicing and distribution, payment, reminders, debt collection, financing and bookkeeping. The platform is positioned as system-independent: customers retain their existing ERP or business system and Waya handles the surrounding receivables processes.

The offering is organised into modules: invoice automation (distribution, reminders, payments, reconciliation and bookkeeping); financing (selling invoices, offering credit and BNPL services via Waya's financing partners); collections (a full claims-handling service); legal services and KYC (monitoring customer creditworthiness and support in disputes, negotiations and legal action); Business Insight (real-time financial monitoring and reporting across the invoice lifecycle); and Waya Connect for integration to and from existing business systems, from retrieving invoice data through reconciliation and bookkeeping. The site also provides a DSO calculator illustrating reduced days sales outstanding and released liquidity.

Business model

Outsourced invoice-to-cash services delivered as a platform, with tiered offerings: a free online reminders and collections service ("Online Inkasso & CleanUp") for smaller companies, Waya360 for larger corporate customers automating full invoice administration from their ERP, and Waya360 for bank and finance customers seeking complete AR administration with onboarding and integration support.

Traction

Publicly cites customer references including Hemnet, Webhallen, Aspia and Folkpool, a 97% customer satisfaction figure for its collections service and 90% satisfaction across its service tiers, and claims of roughly 17 fewer payment days and about 30% improved working capital for customers.