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Vittas
Techstars '22Lagos, NG · Founded 2019 · 19 employees on LinkedIn · 1 known investors
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Vittas provides tailored financing solutions and loan management software for healthcare businesses, pharmacies, hospitals, and fintech operators. The company offers fast, flexible funding with data-driven assessments and a platform for managing loans, payments, and business finances.
Also known as Vittas International
Investors · 1
How we know: the Techstars portfolio · open dataset · Top 3000 Accelerator Startups (no YC) 2026-08 · open dataset · 5k.vc investor directory · Not right? Tell us
Company profile
researched Sep 2026Vittas (Vittas International) is a Lagos, Nigeria-based digital lender serving healthcare providers and financial-services operators. Its core offering is a loan facility that finances the procurement of medications and other essential medical supplies for hospitals, pharmacies and clinics, allowing them to maintain inventory without tying up working capital. Alongside lending, Vittas offers medical equipment leasing on a buy-now-pay-later basis, giving hospitals structured, flexible payment terms for equipment purchases.
A third product line, Loan Management Software (LMS), is sold to fintechs, lenders and financial organisations to automate loan processing, track repayments and supply real-time portfolio analytics. The company is also developing Vittas Core, a product for managing payments, accounts and business finances in one place, which is being offered through a waitlist. Borrowers can apply for loans, monitor disbursements and manage repayments through the Vittas International mobile app, distributed on Google Play and the Apple App Store.
Founding story
Vittas was founded by Sulav Singh, Collins Uche and Eric Okemmadu.
Business model
Vittas originates loans and equipment leases to healthcare businesses and licenses loan management software to fintechs and lending institutions, combining a balance-sheet or facility-based lending business with a SaaS product line.
Revenue is derived from lending and leasing products extended to healthcare businesses and from its loan management software offered to fintechs and financial organisations.
Traction
Client testimonials on the company site come from Greenland Drugs Limited, Grace Johnson Pharmacy and JC Pharmacy, and the mobile app is distributed through Google Play and the Apple App Store.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
Vittas was selected as one of 12 startups in the inaugural ARM Labs Lagos Techstars Accelerator, a program focused on early-stage African fintech and proptech companies, placing it among Nigerian credit-infrastructure and lending startups such as Cladfy and Oystr Finance in the same cohort.
Vittas positions itself on sector-specific expertise in healthcare and fintech lending, fast approvals with repayment schedules aligned to borrower cash flow, data-driven loan assessment, and transparent pricing without hidden charges, combined with in-house loan management software.
Technology
The company describes a technology-driven, data-powered approach to loan assessment, using machine learning, partnerships and embedded third-party SaaS solutions to underwrite loans for medication and medical equipment purchases. Its Loan Management Software automates loan processing, repayment tracking and real-time analytics, and a mobile app supports loan applications, disbursement monitoring and repayment management.
Go-to-market
Direct online applications through its website and mobile app for borrowers, with software sold to fintechs and lenders; the company references client relationships with pharmacy and drug distribution businesses including Greenland Drugs Limited, Grace Johnson Pharmacy and JC Pharmacy.
Healthcare businesses including pharmacies, hospitals and clinics, as well as medical professionals, fintech operators, lenders and financial organisations managing loan portfolios.
Geography
Headquartered and operating in Lagos, Nigeria.
History
The company participated in the inaugural ARM Labs Lagos Techstars Accelerator, a 13-week program run in partnership between Techstars and ARM Labs that started on 5 December 2022 and ended with a demo day on 16 March 2023. It has since expanded from lending into medical equipment leasing, loan management software and a business finance product, Vittas Core, offered via waitlist.
Compiled by commissioned research from 6 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 1
launches, deals, and filingsVittas was named one of 12 startups (10 Nigerian, 2 Kenyan) in the first ARM Labs Lagos Techstars Accelerator, a 13-week program for early-stage African fintech and proptech companies that began on 5 December 2022 and concluded with a demo day on 16 March 2023. Participating startups were offered the standard Techstars deal of up to $120,000 ($20,000 for equity upfront plus an optional $100,000 convertible note) in exchange for 6-9% equity.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 6
primary sources listed
- Vittasvittasinternational.com · web
6 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Vittas do?
- Nigerian digital lender providing loans, equipment financing and loan management software to healthcare providers and fintechs.
- Who are Vittas's investors?
- Vittas's investors include Techstars.
- Where is Vittas headquartered?
- Vittas is headquartered in Lagos, NG.