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Ume
Founded 2019 · 372 employees on LinkedIn · 10 known investors
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Ume provides a platform for businesses to create, operate and scale their own financial products, including digital credit cards, transactional credit for large purchases, and personal loans. It handles credit policies, underwriting, technology infrastructure, customer support, collections and capital funding, letting merchants keep the financial returns from credit offered to their customers.
Founders & leadership
Ume was founded in 2019 by Theo R. and Berthier Ribeiro.
Investors · 10
How we know: open dataset · 5k.vc investor directory · Not right? Tell us
How we know: Clocktower Ventures's portfolio page · the VCSheet dataset · open dataset · 5k.vc investor directory · Not right? Tell us
How we know: Norte Ventures's portfolio page · Not right? Tell us
How we know: open dataset · 5k.vc investor directory · Not right? Tell us
How we know: funding news · Not right? Tell us
How we know: funding news · Not right? Tell us
How we know: funding news · news.fintech.io · Not right? Tell us
Funding
SEC filings, press & company announcements$96M disclosed across 1 of 4 rounds · 2024–2026
- $96MraisedAug 2026 · 2 sourcesSource ↗
- Undisclosed amountSeries BSep 2025Source ↗
- Undisclosed amountSeries ASep 2024 · 2 sources
PayPal Ventures (lead)
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
In the news
Frequently asked questions
- What does Ume do?
- Ume provides a platform for businesses to create, operate and scale their own financial products, including digital credit cards, transactional credit for large purchases, and personal loans. It handles credit policies, underwriting, technology infrastructure, customer support, collections and capital funding, letting merchants keep the financial returns from credit offered to their customers.
- Who founded Ume?
- Ume was founded by Theo R., Berthier Ribeiro in 2019.
- Who are Ume's investors?
- Ume's investors include big_bets, Canary, Clocktower Ventures, FJ Labs, NFX, Norte Ventures, Valor Capital Group, Credit Saison and 2 more.
- How much funding has Ume raised?
- Ume has disclosed $96M raised across 1 of its 4 known rounds.