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Ready For Zero

DefunctYC S10500 Global

Los Angeles, US · Founded 2011 · 12 employees · 4 known investors

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ReadyForZero built a web and mobile platform that helped people create debt repayment plans, process payments, monitor credit scores, and track progress toward reducing their debt obligations.

Also known as Ready For Zero, Inc. (fka Limbo Labs, Inc.)

FintechUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (S10)

Ready For Zero was founded in 2011 by Rod Ebrahimi and Ignacio Thayer.

RERod Ebrahimi
Rod EbrahimiCEO & Co-founder / Board Member2010–2015Rod Ebrahimi studied at UC San Diego and MIT. He founded Ready For Zero, a financial technology company that participated in Y Combinator's 2010 cohort.
IT
Ignacio ThayerCo-Founder/CTO2010–2016
CGChris Granger
Chris GrangerFounding Engineer2011–2012Founder at Light Table/Eve
KYKevin Yu
Kevin YuHead of Content Marketing2015–2016Founder at Savant
LBLoren Baxter
Loren BaxterLead Product Designer2010–2013Founder at Priime

Investors · 4

500 Globallisted by 500 GlobalPalo Alto · $150K

How we know: open dataset · 500 Global portfolio 2026-08 · Y Combinator's founder network · Not right? Tell us

Y Combinatorlisted by Y CombinatorSan Francisco · $500K

How we know: the Y Combinator directory · open dataset · 5k.vc investor directory · Not right? Tell us

Citi VenturesreportedNew York

How we know: Y Combinator's founder network · Not right? Tell us

Polaris PartnersreportedBoston · $500K – $5M

How we know: Y Combinator's founder network · Not right? Tell us

Founder mafia

4 people who came through Ready For Zero went on to found or lead other companies.

Kevin YuHead of Content MarketingFounded Savant +1Chris GrangerSoftware EngineerFounded LightTable +1Rod EbrahimiCEOFounded KedifyLoren BaxterLead DesignerFounded Priime

Related companies · 5

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PestoPesto Mastercard offers affordable credit for people with poor or limited credit history, positioning itself as an alternative to high-cost pawn loans. The product allows users to build credit history and improve credit scores through regular, on-time payments.
EmburseEmburse is a travel and expense management platform that helps organizations automate T&E processes, improve compliance, and gain spending visibility. The company serves enterprise teams managing corporate travel and expense administration.
SiftSift provides an AI-powered platform for fraud prevention and risk decisioning that helps digital businesses detect and manage online fraud. The platform serves companies across industries looking to reduce fraud losses while enabling secure growth.

Companies working in the same space as Ready For Zero.

Legal entities · 2

corporate structure
Ready For Zero, Inc.
Ready For Zero, Inc. (fka Limbo Labs, Inc.)

Frequently asked questions

What does Ready For Zero do?
ReadyForZero built a web and mobile platform that helped people create debt repayment plans, process payments, monitor credit scores, and track progress toward reducing their debt obligations.
Who founded Ready For Zero?
Ready For Zero was founded by Rod Ebrahimi, Ignacio Thayer in 2011.
Who are Ready For Zero's investors?
Ready For Zero's investors include 500 Global, Y Combinator, Citi Ventures, Polaris Partners.
Where is Ready For Zero headquartered?
Ready For Zero is headquartered in Los Angeles, US.