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qolo

Fort Lauderdale, US · Founded 2021 · 1 known investors

qolo.io

Qolo is a full-stack payments platform for fintechs and financial institutions to move, manage and control money in real time, supporting virtual accounts, card issuing and multi-rail payment orchestration. The company was acquired by CSI in 2026.

Enterprise SoftwareFintechSaaS

Founders & leadership

qolo was founded in 2021 by Patricia Montesi.

PMPatricia Montesi
Patricia MontesiFounder & CEO
SB
Steven BishopNamed on SEC filing
RP
Robert PincusNamed on SEC filing
PB
Peter BardwickNamed on SEC filing
DB
Darren BeyerFounder & CPO
EM
Elizabeth MitchellNamed on SEC filing
PM
Peter MonacoNamed on SEC filing
TG
Tony GorrellNamed on SEC filing
EB
Eric BachmanNamed on SEC filing
RR
Rouzbeh RotabiCOO / Chief Revenue Officer
MP
Mr. PatelCISO
LH
Laura HarringtonChief of Staff

Investors · 1

Reported raises · per SEC filings

Form D private placements

$19M disclosed across 1 round · 2021

$19MraisedAug 2021 · 9 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Steven BishopExecutive Officer
  • Robert PincusExecutive Officer
  • Patricia MontesiExecutive Officer, Director
  • Peter BardwickExecutive Officer
  • Darren BeyerExecutive Officer
  • Elizabeth MitchellExecutive Officer
  • Peter MonacoDirector
  • Tony GorrellDirector
  • Eric BachmanDirector
Offering amount
$19M
Amount sold
$19M
First sale
Aug 2021
Incorporated
Corporation, Delaware, 2021
Federal exemptions
06b
Full filing on SEC EDGAR ↗

Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.

Competitors · 10

by search overlap
Stripe46 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Modern Treasury38 shared keywordsModern Treasury provides a payments infrastructure platform that enables businesses to move and track money across fiat and stablecoin rails through a single API. The company serves enterprises and financial service providers looking to streamline payment operations across multiple currencies, regions, and payment systems.
Treasury Prime38 shared keywordsTreasury Prime provides embedded banking technology through APIs that enable fintechs to embed banking services in their applications. The platform allows banks to expand into new markets while helping fintechs manage money transfers and regulatory risk.
Paymentlabs35 shared keywordsPayment Labs provides a payments platform with a ready-to-use API for onboarding users, sending complex payouts, and accepting payins across 180+ countries and 150+ currencies, with built-in tax compliance and reporting. It serves organizations paying athletes (including NCAA student-athlete NIL, scholarships, and stipends), creators, freelancers, and contractors.
Atlar35 shared keywordsAtlar provides a real-time treasury and cash flow management platform for finance teams in Europe and beyond, connecting disparate banking and financial systems and replacing manual spreadsheet-based workflows. The platform enables faster financial operations and improved visibility across payments and cash management.
Spherepay33 shared keywordsSphere provides stablecoin-based cross-border payment infrastructure, offering REST APIs, SDKs, a self-serve dashboard, and embedded fiat on/off-ramps that settle in under 30 minutes across more than 160 markets. It serves businesses such as neobanks, exchanges, PSPs, marketplaces, payroll platforms, and trading firms for dollar access, cross-border payments, and treasury and liquidity management.
Sila33 shared keywordsSila provides a money API and banking-as-service platform offering payment APIs and digital wallets for fintech businesses and financial products. The company connects fintech innovators with pre-approved partners and ACH network infrastructure.
SmartAsset33 shared keywordsFisher Investments is a global money management and financial advisory firm that provides portfolio management, financial planning, and retirement planning services primarily to high-net-worth individuals and institutional clients. The firm manages investments across equities, fixed income, and blended accounts using an active, forward-looking investment approach.
Cross River Bank32 shared keywordsCross River is a bank that combines traditional banking safety and compliance expertise with technology innovation to provide end-to-end financial solutions for partner companies.
Synctera32 shared keywordsSynctera offers a banking-as-a-service platform with a single set of APIs covering core banking, card processing, money movement, and end-user onboarding, so companies can build fintech and embedded finance products. It also provides operational and compliance tooling and connects businesses with sponsor banks in its network.

Companies competing with qolo for the same Google search keywords, organic and paid, via search-intersection analysis.

Frequently asked questions

What does qolo do?
Qolo is a full-stack payments platform for fintechs and financial institutions to move, manage and control money in real time, supporting virtual accounts, card issuing and multi-rail payment orchestration. The company was acquired by CSI in 2026.
Who founded qolo?
qolo was founded by Patricia Montesi in 2021.
Who are qolo's investors?
qolo's investors include Raptor Group.
How much funding has qolo raised?
qolo has disclosed $19M raised across 1 round.
Where is qolo headquartered?
qolo is headquartered in Fort Lauderdale, US.