Penomo
1 known investors
Penomo builds AI-native software and tokenization rails for infrastructure and renewable-energy private credit.
Also known as Penomo B.V. · Penomo Foundation Ltd.
Founders & leadership
Investors · 1
Company profile
researched Aug 2026Penomo is a technology company that provides software and data infrastructure for private credit and hard infrastructure finance. Its main product, CredOS, is described as an AI-native workspace that automates workflows across the investment lifecycle — origination and intake, underwriting and structuring, and closing, monitoring and portfolio management. Stated capabilities include AI agents that convert unstructured documents, emails and data rooms into structured deal data, AI-native due diligence and data room review for covenants and transaction risks, automated generation of credit memos and cash-flow models, integrated deal communications, market and sponsor research, and real-time deal and portfolio status tracking.
Alongside the software layer, Penomo positions itself around purpose-built tokenization of renewable infrastructure, aiming to give mid-market allocators and institutions risk-weighted investment access to projects that fall outside institutional finance mandates because of high capital thresholds or domain complexity. The company frames this as connecting physical infrastructure with both traditional and onchain capital markets in order to compress structuring, underwriting and capital sourcing timelines. Earlier third-party project descriptions characterise Penomo as a platform for tokenizing real-world assets — specifically energy storage assets such as batteries — allowing operators to sell fractional interests in battery assets for financing and to monetise battery data, carbon credits and International Renewable Energy Certificates (IRECs) through a marketplace, while investors receive a share of revenues generated by the assets.
Corporate entities named on the company's site include Penomo B.V. in Amsterdam, Netherlands, and Penomo Foundation Ltd. in Singapore. Penomo B.V. states that it is a technology company providing infrastructure software and data solutions and does not provide regulated financial, investment or brokerage services.
Business model
Penomo offers a software platform (CredOS) sold to capital allocators, asset managers and infrastructure project sponsors, with the site directing prospects to product trials and demo bookings. It also describes tokenization infrastructure that intermediates between infrastructure projects seeking financing and traditional or onchain investors.
Traction
The company cites product outcome figures of approximately 70% faster sourcing, 50% shorter underwriting-to-investment-committee turnaround and 80% less manual reporting effort.
Latest developments
Penomo's current positioning centres on CredOS, an AI-native operating system for private credit and infrastructure investment operations, and it has featured its participation at SuperReturn Berlin on AI in energy transition finance.
▸Full profile — market position, technology, go-to-market, geography
Market position
Penomo addresses infrastructure and private credit financing, citing a roughly $4 trillion 2030 infrastructure financing gap, a $5 trillion annual energy transition gap and about 40% CAGR for critical infrastructure as the market backdrop, and positions its tooling as a way for smaller teams to operate at the scale and speed of larger firms.
The company positions CredOS as purpose-built for hard infrastructure finance rather than general-purpose deal software, combining AI-driven investment operations with tokenization designed around the physical operations, risk and revenue structures of renewable infrastructure assets.
Technology
The platform is built around AI agents applied to investment operations: normalising deal submissions, extracting financials and resolving units to build comparable base cases across technologies and geographies; automated document and data-room analysis for covenants and risk; generation of investment committee packs, term sheets, due diligence checklists and cash-flow models; automated covenant testing, data pulls, drawdown and waiver workflows and portfolio alerts. Tokenization is used to represent infrastructure and energy-storage assets as fractional, tradable and trackable instruments.
Go-to-market
Direct sales through product demos and self-serve trial access on the company website, supported by presence at industry events such as SuperReturn Berlin, where the company presented on AI in energy transition finance.
Capital allocators, asset managers and institutional and mid-market investors in infrastructure credit and M&A, plus renewable infrastructure and energy-storage project owners seeking financing.
Geography
Listed addresses are Amsterdam, Netherlands (Penomo B.V.) and Singapore (Penomo Foundation Ltd.).
Compiled by commissioned research from 5 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
▸Research sources · 5
primary sources listed
5 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Penomo do?
- Penomo builds AI-native software and tokenization rails for infrastructure and renewable-energy private credit.
- Who are Penomo's investors?
- Penomo's investors include Castrum Capital.