Oolka was founded by Utkrishta Kumar (UK).

Who are Oolka's investors?

Oolka's investors include 8i Ventures, Accel, Lightspeed India Partners, Lightspeed Venture Partners, Z47.

How much funding has Oolka raised?

Oolka has disclosed $21M raised across 2 of its 3 known rounds.

Where is Oolka headquartered?

Oolka is headquartered in Bengaluru, IN.

Oolka

Bengaluru, IN · 5 known investors

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Oolka is an AI-powered credit management app for Indian consumers that reads users' credit reports, files disputes with bureaus, negotiates with lenders on overdue loans, and tracks EMI and credit card payments to keep them on time. It also offers a credit builder loan for users with no credit history, supports multiple Indian languages, and runs payments on the RBI-NPCI Bharat Bill Pay network.

AI & Machine Learning Consumer Fintech

Founders & leadership

Utkrishta Kumar (UK)FounderFounder of Oolka, an AI-powered credit management app for Indian consumers. Kumar has over 15 years of experience in business strategy, product management, and organizational scaling.

Investors · 5

8i Ventureslisted by 8i VenturesMumbai

How we know: 8i Ventures's portfolio page · economictimes.indiatimes.com · open dataset · 5k.vc investor directory · Not right? Tell us

Accellisted by AccelPalo Alto · $500K – $100M

How we know: funding news · startuptalky.com · open dataset · 5k.vc investor directory · Not right? Tell us

Lightspeed India Partnerslisted by Lightspeed India PartnersBengaluru

How we know: Lightspeed India Partners's portfolio page · economictimes.indiatimes.com · Not right? Tell us

Lightspeed Venture Partnerslisted by Lightspeed Venture PartnersMenlo Park · $1M – $5M

How we know: Lightspeed Venture Partners's portfolio page · funding news · outlookbusiness.com · Not right? Tell us

Z47listed by Z47Mumbai · $2M – $10M

How we know: Z47's portfolio page · funding news · economictimes.indiatimes.com · open dataset · 5k.vc investor directory · Not right? Tell us

Funding

SEC filings, press & company announcements

$21M disclosed across 2 of 3 rounds · 2025–2026

$14MSeries AApr 2026 · 2 sources
Accel (lead), Lightspeed, Z47
Source ↗
$7Mseed fundingSep 2025 · 3 sources
Lightspeed (lead), Lightspeed India Partners (lead), Z47 (lead), 8i Ventures
Source ↗

Source: company announcements and press reports — follow each round's link for the claim.

Frequently asked questions

What does Oolka do?: Oolka is an AI-powered credit management app for Indian consumers that reads users' credit reports, files disputes with bureaus, negotiates with lenders on overdue loans, and tracks EMI and credit card payments to keep them on time. It also offers a credit builder loan for users with no credit history, supports multiple Indian languages, and runs payments on the RBI-NPCI Bharat Bill Pay network.
Who founded Oolka?: Oolka was founded by Utkrishta Kumar (UK).
Who are Oolka's investors?: Oolka's investors include 8i Ventures, Accel, Lightspeed India Partners, Lightspeed Venture Partners, Z47.
How much funding has Oolka raised?: Oolka has disclosed $21M raised across 2 of its 3 known rounds.
Where is Oolka headquartered?: Oolka is headquartered in Bengaluru, IN.