Oolka
Bengaluru, IN · 5 known investors
Oolka is an AI-powered credit management app for Indian consumers that reads users' credit reports, files disputes with bureaus, negotiates with lenders on overdue loans, and tracks EMI and credit card payments to keep them on time. It also offers a credit builder loan for users with no credit history, supports multiple Indian languages, and runs payments on the RBI-NPCI Bharat Bill Pay network.
AI & Machine LearningConsumerFintech
Founders & leadership
UK
Utkrishta Kumar (UK)Founder
Investors · 5
Funding
SEC filings, press & company announcements$21M disclosed across 2 of 3 rounds · 2025–2026
- $14MSeries AApr 2026 · 2 sources
Accel (lead), Lightspeed, Z47
Source ↗ - $7Mseed fundingSep 2025 · 3 sources
Lightspeed (lead), Lightspeed India Partners (lead), Z47 (lead), 8i Ventures
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
In the news
Frequently asked questions
- What does Oolka do?
- Oolka is an AI-powered credit management app for Indian consumers that reads users' credit reports, files disputes with bureaus, negotiates with lenders on overdue loans, and tracks EMI and credit card payments to keep them on time. It also offers a credit builder loan for users with no credit history, supports multiple Indian languages, and runs payments on the RBI-NPCI Bharat Bill Pay network.
- Who are Oolka's investors?
- Oolka's investors include Accel, Lightspeed Venture Partners, Z47, 8i Ventures, Lightspeed India Partners.
- How much funding has Oolka raised?
- Oolka has disclosed $21M raised across 2 of its 3 known rounds.
- Where is Oolka headquartered?
- Oolka is headquartered in Bengaluru, IN.