Nopan
15 employees on LinkedIn · 3 known investors
Nopan is a regulated Payment Institution and payment service provider (PSP) focused on account and wallet payment methods, offering a unified API and a portal for transaction monitoring, routing, and reporting. It serves large merchants, fintechs, and other PSPs processing European payments.
Also known as Nopan
Founders & leadership
Investors · 3
Company profile
researched Aug 2026Nopan is a payment service provider focused exclusively on account-to-account (A2A) and digital wallet payment methods in Europe. It positions itself as a complementary performance layer that sits alongside a merchant's existing payment stack rather than replacing it, providing access to local account and wallet payment methods together with routing, experimentation, cost visibility and reporting capabilities. The company states it was built by former merchants and is a regulated Payment Institution licensed by the Dutch Central Bank (DNB), operating under European regulatory standards including PSD2 and strong customer authentication.
The platform is delivered as a unified API: a single standardized endpoint covering European account and wallet payment methods, with idempotent flows, predictable state transitions, consistent webhooks and typed request/response models intended to remove provider- and country-specific edge cases. Additional components include an orchestration layer that tunes each step of the payment flow to improve authorization speed and conversion; normalized-but-unaltered payment data for analytics, risk modeling, support and finance use; a PSP-agnostic tokenization system and token vault supporting recurring, installment and other merchant-initiated transactions with portable tokens; and a settlement engine for multi-currency payouts, per-transaction fee attribution and automated reconciliation.
Business model
Nopan provides payment processing and orchestration for account and wallet payment methods via an API and portal used by merchants, fintechs and other PSPs; the sources do not detail pricing terms.
Latest developments
Solidgate selected Nopan to roll out Wero payments to its merchants.
▸Full profile — market position, technology, go-to-market, geography
Market position
A specialized European PSP for account and wallet payments, working with other payment providers such as Solidgate as a complementary layer to existing payment infrastructure.
Exclusive focus on account-to-account and wallet rails as a performance layer on top of existing payment stacks, a provider-agnostic tokenization approach that keeps tokens portable, granular per-transaction cost data, and a Payment Institution licence from the Dutch Central Bank.
Technology
A standardized unified API for European account and wallet payments with idempotent flows, predictable state transitions, consistent webhooks and typed models; an orchestration layer for flow optimization; normalized payment data structures preserving raw detail; a PSP-agnostic token vault using encryption, mTLS and detached request signing; and a settlement engine handling multi-currency payouts, fee attribution and automated reconciliation. The architecture is described as zero-trust with continuous security monitoring, secure key management and auditable flows.
Go-to-market
Large merchants, fintechs and other payment service providers processing European account and wallet payments.
Geography
Europe-focused, with a unified API covering European account and wallet payment methods and regulatory authorization from the Dutch Central Bank.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 1
launches, deals, and filingsNopan announced that payment orchestrator Solidgate selected it to roll out Wero payments to Solidgate's merchants.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
▸Research sources · 1
primary sources listed
- Nopannopan.com · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Nopan do?
- Nopan is a regulated European payment service provider specialized in account-to-account and digital wallet payments.
- Who are Nopan's investors?
- Nopan's investors include Crane Venture Partners, Newion, Seedcamp.