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Monet

YC S21

Miami, US · Founded 2020 · 42 employees · 2 known investors

Find your way into Monet

1,346 people in our graph share verified history with the Monet team — schools, employers, funds. One of them is your warm intro.

Paul Kwanunlockedknows Leonardo Devincenzi · together at Y Combinator (overlapped)
×11knows the team · via Y Combinator

Monet is a Colombian lending app that offers short-term credit lines of up to $500,000 COP with fast approval and no interest, charging fixed service fees instead. It uses open banking to analyze applicants' bank movements and serves individuals in Colombia, including those with negative credit reports, via app, website, or WhatsApp.

FintechUnited States of AmericaAmerica / CanadaFully Remote

Founders & leadership· Y Combinator alumni (S21)

Monet was founded in 2020 by Leonardo Devincenzi.

LDLeonardo Devincenzi
Leonardo DevincenziinFounder · Chief Executive OfficerHe has over 20 years of experience in business development and strategic advisory, with the past 10 years focused on Latin American startups as both an investor and founder.

Investors · 2

2080 Ventures$100K – $500K
Y CombinatorSan Francisco · $500K

Funding

SEC filings, press & company announcements

$24M disclosed across 1 of 3 rounds · 2025–2026

Source: company announcements and press reports — follow each round's link for the claim.

Competitors · 3

by search overlap
Portafolio124 shared keywordsPortafolio is a Colombian digital news outlet covering economics, finance, and business, offering coverage of markets, companies, opinion pieces, and tools such as a currency converter. It publishes news on the Colombian and global economy for a business and finance readership.
Pulzo116 shared keywordsPulzo is a Colombian digital news outlet publishing articles on national politics and current events for a Spanish-speaking, Colombia-focused audience.
Raisin112 shared keywordsRaisin operates an online marketplace that gives savers access to savings, deposit, and private equity products across multiple countries, with offers tailored to the user's country of tax residence.

Companies competing with Monet for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Monet Raises $24M Series A for LatAm Lending Expansioninforcapital.com · Mar 2026Colombian company Monet raises $24 million and plans to expand into other markets •contxto.com · Jan 2026Monet raises $24M Series A - LatamListlatamlist.com · Dec 2025

Frequently asked questions

What does Monet do?
Monet is a Colombian lending app that offers short-term credit lines of up to $500,000 COP with fast approval and no interest, charging fixed service fees instead. It uses open banking to analyze applicants' bank movements and serves individuals in Colombia, including those with negative credit reports, via app, website, or WhatsApp.
Who founded Monet?
Monet was founded by Leonardo Devincenzi in 2020.
Who are Monet's investors?
Monet's investors include 2080 Ventures, Y Combinator.
How much funding has Monet raised?
Monet has disclosed $24M raised across 1 of its 3 known rounds.
Where is Monet headquartered?
Monet is headquartered in Miami, US.