Moneo
Techstars '23Mexico City, MX · Founded 2001 · 4 employees on LinkedIn · 1 known investors
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Moneo is a cashback app that uses AI to process receipts from participating retailers and instantly credit users with earnings that can be transferred to a bank account or used for mobile recharges. The platform targets retail shoppers in Latin America seeking rewards on everyday purchases.
Also known as Moneo.mx
Founders & leadership
Moneo was founded in 2001 by David Clifton.

Investors · 1
How we know: the Techstars portfolio · open dataset · Top 3000 Accelerator Startups (no YC) 2026-08 · Not right? Tell us
Company profile
researched Sep 2026Moneo operates a consumer cashback service in Mexico. Shoppers buy products at participating stores, paying either in cash or by card, then scan or upload the purchase receipt in the Moneo app. The company processes the receipt and credits the user's earnings, which are paid in pesos rather than loyalty points.
Users can transfer accumulated earnings to a bank account or spend them on prepaid mobile top-ups in a few taps. Beyond a baseline reward on any product, the service offers higher earnings on specific promoted products and special offers. The product is delivered both as an Android app and as a web experience that works on any device without a download.
Business model
Consumer-facing rewards application linked to participating retailers and promoted products, with separate site sections addressed to consumers and to businesses.
Traction
Public milestones include a rewards partnership with AT&T México for prepaid customers, participation in the Google for Startups Cloud program following an invitation from Google México, and selection as a finalist in KPMG México's Global Tech Innovator 2024 competition.
Latest developments
Company news items describe the AT&T México prepaid rewards launch, entry into the Google for Startups Cloud program, the addition of Alfredo "Chef Oropeza" as strategic investor, ambassador and marketing partner, and finalist status in KPMG's Global Tech Innovator 2024 competition in Mexico.
▸Full profile — market position, technology, go-to-market, geography
Market position
Rewards are paid in pesos with real cash value rather than in points, are redeemable to a bank account or as mobile top-ups, and are earned regardless of whether the purchase was made in cash or by card.
Technology
Moneo states that it uses artificial intelligence to process uploaded purchase receipts and credit user earnings instantly. Access is available through an Android application and through a browser-based experience that requires no download.
Go-to-market
Distribution through an Android app and a no-download web app, promotion of special offers at participating stores, partnerships such as the AT&T México prepaid rewards service, and marketing through brand ambassador Alfredo "Chef Oropeza."
Shoppers in Mexico making everyday purchases at participating retailers, including those who pay in cash; the site also presents an offering for businesses.
Geography
Mexico; site content is in Spanish, rewards are denominated in pesos, and the site is branded Moneo.mx.
Compiled by commissioned research from 4 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 4
launches, deals, and filingsMoneo was named a finalist in KPMG México's Global Tech Innovator 2024 competition.
Alfredo "Chef Oropeza" joined Moneo as a brand ambassador, strategic investor and marketing partner.
Moneo and AT&T México announced a rewards service aimed at AT&T prepaid mobile customers.
Moneo was invited by the Google México team to join the Google for Startups Cloud program.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 4
primary sources listed
- Moneomoneo.cash · web
4 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Moneo do?
- Mexican cashback app that turns scanned store receipts into peso rewards and instant mobile top-ups.
- Who founded Moneo?
- Moneo was founded by David Clifton in 2001.
- Who are Moneo's investors?
- Moneo's investors include Techstars.
- Where is Moneo headquartered?
- Moneo is headquartered in Mexico City, MX.
