Mesh
YC W25San Francisco, US · Founded 2025 · 3 employees · Hiring · 7 known investors
Mesh automates accruals accounting for finance teams by extracting transaction data from accounts payable systems and communication platforms to generate audit-ready entries, reducing manual month-end close work.
Also known as Cart · Mesh (usemesh.com)
Founders & leadership· Y Combinator alumni (W25)
Mesh was founded in 2025 by Erin Kim and Nandini Ramakrishnan.
Investors · 7
Also in the syndicate · 1
Funding
SEC filings, press & company announcements$75M disclosed across 1 of 3 rounds · 2026
- $75MSeries CJul 2026Source ↗
- Undisclosed amountSeries CJan 2026
Dragonfly Capital (lead), Coinbase Ventures, Liberty City Ventures, Moderne Ventures, Paradigm, SBI Investment
Source ↗
Source: company announcements and press reports — follow each round's link for the claim.
The YC application· Winter 2025 batch
Company profile
researched Aug 2026Mesh is an accrual automation software company based in San Francisco that targets the month-end close process for finance and accounting teams. Its product replaces manual accrual and prepaid spreadsheets with reusable scripts built on procurement, accounts payable and contract data. The system aggregates signals across a company's existing systems, including the AP inbox, Slack, Teams and historical journals, to determine which vendors require an accrual entry in a given period, applies consistent policy logic, and surfaces only exceptions such as missing assumptions or material changes for human review.
Each accrual entry generated by Mesh embeds its own formula and supporting evidence, so that the audit trail is contained within the entry itself. According to the company's website, customers report automating roughly 90 percent of the manual accrual workload and closing several days faster each month; Y Combinator's listing similarly describes automating 90% of the accruals process and accelerating close by more than four days. The company also offers an "Accrual Maturity Assessment" as a lead-generation tool on its site.
Founding story
Mesh was founded in 2025 by Erin Kim (Co-Founder and CEO) and Nandini Ramakrishnan (Co-Founder and CTO), who both previously worked at Carta. Kim was an early finance hire at Carta and, per Y Combinator, scaled Carta's fund accounting business from $20M to $100M; she graduated from Washington University in St. Louis on a full-ride scholarship. Ramakrishnan spent more than five years at Carta building accounting automation workflows, an in-house general ledger, fund formation software, lending products such as capital call lines, and auditor portals, and managed a team of four engineers; she previously co-authored a machine learning patent at eBay and holds bachelor's and master's degrees in electrical and computer engineering from Carnegie Mellon.
Business model
Mesh sells accrual automation software to finance and accounting departments, positioning itself as a replacement for manual accrual and prepaid spreadsheets. The product integrates with a customer's existing procurement, accounts payable, contract, communication (Slack, Teams) and historical journal data sources, and produces audit-ready accrual outputs. The sources describe a software product marketed directly to enterprise finance teams; no pricing or contract structure is disclosed.
Not disclosed in the available sources.
Traction
The company states on its website that customers report automating roughly 90 percent of manual accrual work and closing several days faster each month, and Y Combinator's listing cites acceleration of close by more than four days. A customer testimonial on the site describes Mesh as a partner in redesigning a large accrual workflow. No customer names, counts, or revenue figures are disclosed.
Latest developments
Y Combinator lists Mesh as an active Winter 2025 company with a team of three and open roles for a Founding Engineer and Founding GTM Lead. A third-party startup aggregator recorded last activity on 12 August 2025, listed network.vc as an investor as of that date, flagged the company as "probably closed," and referenced a July 2025 article titled "Trust Is a Systems Problem: The Engineering Philosophy Behind Mesh's AI Agents."
▸Full profile — market position, technology, go-to-market, geography, history, risks & controversies
Market position
Mesh is an early-stage, Y Combinator-backed company operating in the finance/accounting automation (FinOps) segment. The sources do not name competitors or provide market share, revenue or customer count data.
The sources emphasize that Mesh builds accrual logic on real procurement, AP and contract data rather than static spreadsheets, applies consistent policy logic across periods, and embeds the underlying formula and supporting evidence in each journal entry so the audit trail is intrinsic to the number. The exception-based review model, where only entries with missing assumptions or material changes are routed to a person, is presented as a further distinction.
Technology
Mesh uses reusable scripts applied to procurement, accounts payable, contract and historical journal data, plus real-time usage and service signals captured from the AP inbox, Slack and Teams. Policy logic is applied consistently across vendors and periods, exceptions are flagged for human review, and each entry carries its embedded formula and supporting evidence to form an audit trail. A third-party listing references an article about the engineering philosophy behind Mesh's AI agents; Y Combinator tags the company under AI.
Go-to-market
Mesh markets through its own website with customer testimonials and an interactive "Accrual Maturity Assessment" that estimates where manual accrual work consumes the most team time. It was recruiting a Founding GTM Lead in San Francisco at the time of the Y Combinator listing, indicating an early-stage, founder-led sales motion.
Controllers, accounting managers and CFOs at mid-market companies of roughly 200 to 2,000 employees with high vendor counts or variable spend; Y Combinator describes the audience more broadly as mid-to-enterprise finance teams.
Geography
The company is based in San Francisco, United States, where its listed job openings are also located. No other locations are described in the sources.
History
The company was founded in 2025 and participated in Y Combinator's Winter 2025 batch, with Pete Koomen as primary partner. Y Combinator lists the company as active with a team size of 3 and hiring for a Founding Engineer and Founding GTM Lead in San Francisco. A startup-tracking aggregator lists network.vc as an investor with a date of 12 August 2025 and marks the company's status as "probably closed" based on last observed activity, which conflicts with the Y Combinator listing showing the company as active.
Risks & controversies
A third-party startup database (parsers.vc) labels Mesh as "probably closed" with last observed activity on 12 August 2025, which conflicts with the Y Combinator company page showing an active status. No funding amounts are disclosed in the sources, and customer metrics such as the 90 percent automation figure are self-reported by the company. Several public sources named "Mesh" refer to an unrelated crypto payments company founded in 2020 and were excluded from this profile.
Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Competitors · 6
by search overlapCompanies competing with Mesh for the same Google search keywords, organic and paid, via search-intersection analysis.
Timeline · 1
launches, deals, and filingsMesh is listed as an active Y Combinator Winter 2025 batch company, based in San Francisco, with Pete Koomen as primary partner.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
In the news
▸Research sources · 8
primary sources listed
- Meshusemesh.com · web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Mesh do?
- San Francisco-based, YC W25 startup building accrual automation software that replaces manual month-end accrual spreadsheets.
- Who founded Mesh?
- Mesh was founded by Erin Kim, Nandini Ramakrishnan in 2025.
- Who are Mesh's investors?
- Mesh's investors include Y Combinator, Coinbase Ventures, Liberty City Ventures, Moderne Ventures, Paradigm, SBI Investment.
- How much funding has Mesh raised?
- Mesh has disclosed $75M raised across 1 of its 3 known rounds.
- Where is Mesh headquartered?
- Mesh is headquartered in San Francisco, US.







