Luca

Luca, operated by Luca Technologies Limited, is a mobile bookkeeping and financial management application aimed at micro, small and medium businesses in Africa, with its consumer-facing positioning centred on Nigeria. The app replaces paper-based records of cash and credit sales with digital transaction logging, letting owners record daily business activity, monitor cash flow in Naira, generate invoices and receipts, and produce real-time financial reports and business-performance summaries.

Beyond core bookkeeping, the product includes a debt tracker that shows which customers owe money and sends reminders, inventory management for products and services with stock add/remove updates, and staff management that lets an owner add employees and set permissions governing which parts of the business each can access. A separate module, "Luca First Step," handles company registration: users submit business and owner details and pay a fee in the app, with a CAC certificate stated to be ready in seven days.

The company frames its name after Luca Pacioli, the mathematician associated with the first published work on double-entry bookkeeping, and states a mission of making it easy for small businesses to start, grow and succeed.

Business model

Luca sells access to its app through paid subscription tiers and also charges a fee for in-app business registration. Premium tiers unlock staff management, business performance reporting and invoicing modules.

Subscription pricing denominated in Nigerian Naira, ranging from N200 daily and N500 or N1,000 weekly to N3,000 monthly, N9,000 quarterly, N18,000 semi-annual and N36,000 annual packages; the N500 weekly tier is capped at 15 transactions while other tiers are unlimited. Business registration through the app requires a separate payment.

Traction

The company publishes user testimonials from small businesses describing use of the app for bookkeeping, expense tracking and sharing financial records with prospective investors. Its careers page lists no open vacancies.