Levr

Levr.ai is a Vancouver, British Columbia-based fintech software company that builds an AI-powered platform for small business lending. The company operates two connected sides of a marketplace: software for business loan brokers, and application-intake and channel-management software for lenders and ISOs. Brokers use Levr to collect client information and documents, generate lender-ready application packages with AI assistance, review AI-suggested lender matches against lender criteria, and submit a single application to multiple matched lenders from one workspace. The platform also provides deal pipeline tracking, messaging, a branded client portal, an "Apply Now" website button, and a document generator for items such as credit memos, NDAs and engagement letters.

On the lender side, Levr positions itself as an intake channel that delivers pre-qualified, criteria-matched and fully documented applications from its broker network. Submissions are locked until required fields, financial statements, tax returns and supporting documents are complete; deals outside a lender's stated parameters are filtered out automatically. Brokers submit under pre-signed agreements, so lenders can open or reopen a broker channel without individual onboarding paperwork or portal training, and Levr tracks partner commissions and payouts.

Earlier descriptions of the company (2023) framed Levr.ai as an intelligent loans platform where businesses connect their accounting and banking software and receive AI/ML-generated loan options, with lending partners covering business term loans, receivables financing, merchant cash advances and venture debt.

Founding story

Levr.ai was founded in 2021 by Kaylan Pepin and Roman Hartmann, who each had more than a decade of experience in the financial and software industries and started the company after identifying a recurring annual financing need among millions of businesses. Pepin, a Chartered Professional Accountant (CPA, CMA), had worked at RBC Royal Bank, CIBC and the Business Development Bank of Canada; Hartmann holds BScs in physics, materials science and geophysics and built a career focused on data, AI and machine learning. Pepin has cited both the complexity of loan applications and the absence of software for managing active business loans as the problems the company set out to address.

Business model

Two-sided software platform: the core broker plan is free (listed at $200/month, priced at $0) with no subscription and no commission split, while lenders pay Levr for application intake and channel software, including cleaner submissions, white-labeled broker experiences and faster routing into their underwriting teams. Brokers are paid their commissions directly by lenders and keep 100% of them; Levr states it is not in the payment flow. Clients pay no application, matching or comparison fee.

Revenue comes from lenders, who pay for application intake and broker-channel software rather than from broker subscriptions or a share of broker commissions or loan amounts.

Traction

Company materials cite more than 3,000 brokers on the platform, 50+ lending partners across major loan categories, and a stated 13 employees. A broker testimonial on the pricing page reports more than doubling their book after joining. The company raised roughly $2.4 million across a pre-seed round and a subsequent $1 million tranche between February 2023 and February 2024.

Latest developments

Current company materials describe a free broker plan with more than 3,000 brokers and 50+ lending partners, AI-assisted application preparation and lender matching, a lender-side channel management product sold to lenders and ISOs, and an investors page alongside hiring listings.