LendingMetrics
Founded 2010 · 52 employees on LinkedIn · 1 known investors
LendingMetrics provides a credit decisioning platform that helps lenders automate credit risk, affordability and fraud assessments by connecting to data sources such as credit bureaus, open banking and identity verification providers. It supports the customer lifecycle from onboarding and affordability checks through to fraud prevention, monitoring and collections.
Also known as LendingMetrics
Investors · 1
Company profile
researched Aug 2026LendingMetrics provides credit decisioning technology and data solutions for lenders and financial institutions. Its platform combines connected data, automation and analytics so that organisations can assess credit risk, affordability and fraud across the customer lifecycle, spanning onboarding, affordability checks, fraud prevention, ongoing monitoring and collections. The company positions its offering as covering both decision automation and the surrounding advisory work, pairing the software with lending and risk expertise delivered by its team.
The core product referenced on the company's site is the Auto Decision Platform (ADP), used by clients to automate underwriting decisions, adjust risk strategies in response to changing market conditions and customer behaviour, and reduce manual processing on straightforward applications. The platform draws on data including credit bureau records, open banking information, and identity verification and affordability insight, and the company states it maintains more than 250 connected data sources.
Business model
The company sells credit decisioning technology and related data and advisory services to lending organisations, engaging prospective customers through booked expert consultations and delivering implementation or transformation projects alongside the platform.
Traction
The company reports supporting more than 85 lending organisations and financial institutions, delivering over 100 transformation projects, and maintaining more than 250 connected data sources. Published case studies cite outcomes such as a 20% increase in lending volumes at Leek Building Society and a 300% increase in lending volumes at Propensio Finance following automation with its platform.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
The company describes itself as a multi-award-winning provider of credit decisioning technology working with established lenders across banking, building society, asset finance and consumer lending segments.
LendingMetrics emphasises a combination of connected data breadth, real-time configurable credit strategies that lenders can adjust without losing control, and hands-on lending and decisioning expertise from its team alongside the software.
Technology
The Auto Decision Platform (ADP) automates credit decisions using real-time data, analytics and configurable workflows. It integrates credit bureau data, open banking data, identity verification and affordability insight, with more than 250 connected data sources, and supports real-time changes to decisioning strategies as well as combined fraud, affordability and credit risk assessment within a single workflow.
Go-to-market
Direct enterprise sales to lending organisations, supported by published customer case studies and consultation-based enquiry handling on the company website.
Lenders and financial institutions, including banks, building societies, asset finance providers and consumer and point-of-sale finance companies. Named customers include humm UK, Leek Building Society, Propensio Finance and United Trust Bank Asset Finance.
Geography
Named clients referenced are UK-based lenders and financial institutions, including humm UK, Leek Building Society, Propensio Finance and United Trust Bank.
History
LendingMetrics states it was established in 2010 and has continued to evolve since.
Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
▸Research sources · 1
primary sources listed
- LendingMetricslendingmetrics.com · web
1 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does LendingMetrics do?
- LendingMetrics supplies credit risk decisioning technology and connected data services to lenders and financial institutions.
- Who are LendingMetrics's investors?
- LendingMetrics's investors include LDC.