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Kred
Techstars '19Ernakulam, IN · Founded 2019 · 9 employees on LinkedIn · 1 known investors
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KRED is a Kerala-based neobanking platform for financial institutions such as cooperative credit societies, chit funds, Nidhi companies and NBFCs.
Also known as KRED
Investors · 1
How we know: the Techstars portfolio · open dataset · Top 3000 Accelerator Startups (no YC) 2026-08 · Not right? Tell us
Company profile
researched Sep 2026KRED is a fintech company based in Ernakulam, Kerala, India, that provides a neobanking platform aimed at financial institutions rather than end consumers. Its stated target institutions include cooperative credit societies, chit funds, Nidhi companies and non-banking financial companies (NBFCs). The company is categorised under banking, financial services and fintech.
KRED is associated with founders Nicky Jacob, Richmond Chethalan and Ricky Jacob. Two of these founders, Nicky Jacob and Ricky Jacob, are also linked to Paysack, a Kochi-based full-stack API banking platform for building banking, payments, insurance, investing and payroll products.
▸Full profile — market position, go-to-market, geography
Market position
KRED is listed among financial services companies operating in Kerala, India, alongside regional banks, NBFCs and fintech firms such as CSB Bank, South Indian Bank, Federal Bank, Muthoot Finance, Manappuram Finance and Paysack.
Go-to-market
The platform is directed at financial institutions operating in India, specifically cooperative credit societies, chit funds, Nidhi companies and NBFCs.
Geography
Headquartered in Ernakulam, Kerala, India.
Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
▸Research sources · 8
primary sources listed
- Kred | The ability to inspirehome.kred · web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Kred do?
- KRED is a Kerala-based neobanking platform for financial institutions such as cooperative credit societies, chit funds, Nidhi companies and NBFCs.
- Who are Kred's investors?
- Kred's investors include Techstars.
- Where is Kred headquartered?
- Kred is headquartered in Ernakulam, IN.