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KarmaLife

7 known investors

Find your way into KarmaLife

323 people in our graph share verified history with the KarmaLife team — schools, employers, funds. One of them is your warm intro.

Moiz Saifeeunlockedknows Rohit Rathi · together at Indian Institute of Technology, Kharagpur (overlapped)
knows the team · via Samsung R&D Institute India - Bangalore
×9knows the team · via Indian Institute of Management Ahmedabad
knows the team · via Xilinx

KarmaLife operates an Earned Wage Access platform in India that provides real-time micro loans and liquidity solutions to gig workers on e-commerce, mobility, logistics, and food-tech platforms. It offers a mobile app and a Deduction at Source (DaS) feature that handles loan repayments, EMIs, insurance premiums, and savings contributions directly from worker payouts.

FintechImpact & Social Good

Founders & leadership

RRRohit Rathi
Rohit RathiinCEO & Co-founderRohit Rathi is an IIT Kharagpur ECE graduate with 15 years of experience building technology companies, including co-founding Notion Ink (India's first custom tablet) and Smartron (an AI platform and OEM). He is now CEO and co-founder of KarmaLife, an Earned Wage Access platform serving gig workers in India.
NBNaveen Budda
Naveen BuddainCTO & Co-founderNaveen Budda has over 20 years of experience in fintech and deep tech. As CTO and co-founder of KarmaLife, he has developed AI-driven financial infrastructure and credit systems for gig and blue-collar workers in India.

Investors · 7

Artha Venture Fund✓ verifiedMumbai
Sprint VcBangalore · $300
Singularity Venturesreported

Also in the syndicate · 4

LogX Venture PartnersLV Angel FundNet Graph InvestmentsNetgraph Investment

Funding

SEC filings, press & company announcements

Source: company announcements and press reports — follow each round's link for the claim.

In the news

Financial solutions provider KarmaLife raises ₹44 crore in funding round - The HinduBusinessLinethehindubusinessline.com · Jun 2023KarmaLife Raises INR 44 Cr Funding To Offer Early Wage Accessinc42.com · Jun 2023Financial solutions provider KarmaLife raises $5.3M in Pre-Series A-extension roundstartagist.com · Jun 2023Yourstoryyourstory.com · Jun 2023KarmaLife raises Rs 44 Cr in pre-Series A extension roundentrackr.com · Jun 2023KarmaLife, financial platform for gig workers, raises $2.2 mn in pre-Series A fundingfreepressjournal.in · Feb 2022

Frequently asked questions

What does KarmaLife do?
KarmaLife operates an Earned Wage Access platform in India that provides real-time micro loans and liquidity solutions to gig workers on e-commerce, mobility, logistics, and food-tech platforms. It offers a mobile app and a Deduction at Source (DaS) feature that handles loan repayments, EMIs, insurance premiums, and savings contributions directly from worker payouts.
Who founded KarmaLife?
KarmaLife was founded by Rohit Rathi, Naveen Budda.
Who are KarmaLife's investors?
KarmaLife's investors include Artha Venture Fund, Sprint Vc, Singularity Ventures.