/Companies

KarmaLife

7 known investors

Find your way into KarmaLife

Sign up to see every warm intro you have to KarmaLife

  • Paths you didn't know you had: your email and LinkedIn already hold routes to the KarmaLife team. We find them for you
  • 2nd- and 3rd-degree connections: the friend-of-a-friend routes that take hours to manually find through your inbox or LinkedIn
  • Answers now, not in days: momentum is everything in a raise. Skip asking around whether someone knows someone

Days of research, done the moment you sign in, with every route ranked by how warm it is.

KarmaLife provides digital credit and financial services to gig and blue-collar workers, offering instant 24/7 credit access with fully digital KYC and automatic repayment from worker payouts. Its web and native apps support first-time digital users across four local languages.

Founders & leadership

RRRohit Rathi
Rohit RathiCEO & Co-founderRohit Rathi is an IIT Kharagpur ECE graduate with 15 years of experience building technology companies, including co-founding Notion Ink (India's first custom tablet) and Smartron (an AI platform and OEM). He is now CEO and co-founder of KarmaLife, an Earned Wage Access platform serving gig workers in India.
NBNaveen Budda
Naveen BuddaCTO & Co-founderNaveen Budda has over 20 years of experience in fintech and deep tech. As CTO and co-founder of KarmaLife, he has developed AI-driven financial infrastructure and credit systems for gig and blue-collar workers in India.
SA
Shabaz AhmedHead of Product
DB
Deepak BhardwajHead of Marketing
AS
Amit SardaHead of Finance

Investors · 7

Also in the syndicate · 4

LogX Venture PartnersLV Angel FundNet Graph InvestmentsNetgraph Investment

Funding

SEC filings, press & company announcements

Source: company announcements and press reports — follow each round's link for the claim.

Founder mafia

2 people who came through KarmaLife went on to found or lead other companies.

In the news

Frequently asked questions

What does KarmaLife do?
KarmaLife provides digital credit and financial services to gig and blue-collar workers, offering instant 24/7 credit access with fully digital KYC and automatic repayment from worker payouts. Its web and native apps support first-time digital users across four local languages.
Who founded KarmaLife?
KarmaLife was founded by Rohit Rathi, Naveen Budda.
Who are KarmaLife's investors?
KarmaLife's investors include Artha Venture Fund, Sprint Vc, Singularity Ventures.