Jobisnvillains
5 known investors
Jobis & Villains operates a service (branded "삼쩜삼" / 3.3) that helps individual customers recover money, time, and rights — primarily focused on tax refunds and related financial services in South Korea. The company frames its mission around a philosophy of sharing and filling gaps so that everyone can enjoy wealth, time, and rights.
Also known as 3.3 · Jobis & Villains · Jobis & Villains Corp · Jobis&Villains · 삼쩜삼 · 자비스앤빌런즈
Investors · 5
Also in the syndicate · 4
Company profile
researched Aug 2026Jobis & Villains Corp. (자비스앤빌런즈) is a South Korean tax-technology company that operates 삼쩜삼 ("3.3"), a service helping individuals, freelancers and gig workers file income tax returns and claim refunds. Its stated aim is to let customers recover money, time and rights that would otherwise go unclaimed, and it describes itself as expanding beyond tax into a broader platform for surfacing customers' unclaimed entitlements and money.
The product portfolio spans several lines: 삼쩜삼 세금 신고, an AI-automated comprehensive income tax filing flow for business owners and freelancers that minimises required data entry and links filing to refund; 삼쩜삼 환급, the flagship refund service, which applies algorithms to historical records to identify additional deductions; everyday-life refund discovery covering items such as medical expenses and insurance reimbursements; and a partner tax-accountant platform that gives tax professionals automated tooling for return review, consultation and client management. Naver's unlisted-company profile also lists 자비스 매니저 and 하우머치 alongside 삼쩜삼 as products, and classifies the company under portal and other internet information-intermediation services.
The company began in 2015 with 자비스, an AI bookkeeping/accounting service for businesses, established a corporate research institute in 2017, and launched 삼쩜삼 in May 2020 for income tax refund calculation and filing. It has since added a VAT filing service (2023), a service for sole proprietors (삼쩜삼 마이비즈, 2022), and a mobile app (2021).
Founding story
Jobis & Villains Corp. was established on 20 August 2015 and launched its first product, the AI bookkeeping service 자비스, in December 2015. Kim Beom-seop is listed as chief executive and is also the largest individual shareholder.
Business model
The company runs consumer-facing software services that handle income tax filing and refund claims for individuals, freelancers and gig workers, complemented by a platform connecting customers with partner tax accountants who use the company's automated review, consultation and client-management tools. Business-facing offerings include the original 자비스 bookkeeping service and 삼쩜삼 마이비즈 for sole proprietors.
Sources describe the services as tax filing and refund assistance for individuals and freelancers; reported consolidated revenue was 31.15 billion KRW (2021), 49.61 billion KRW (2022), 50.72 billion KRW (2023), 86.19 billion KRW (2024) and 83.83 billion KRW (2025). Press coverage in 2026 referenced advertising and fee/commission controversies around the refund platform.
Traction
Company-published milestones show cumulative 삼쩜삼 users rising from 3 million (May 2021) to 7 million (November 2021), 10 million (April 2022), 16 million (May 2023), 20 million (March 2024), 21 million (May 2024) and 24 million (July 2025), with cumulative refunds reported at 100 billion KRW, 180 billion KRW, 260 billion KRW, 800 billion KRW, 980 billion KRW, 1.5 trillion KRW and 2 trillion KRW respectively at those points. The 하우머치 app passed 1 million cumulative downloads in 2023. The company states it reached break-even in June 2020. Reported operating profit turned positive in 2024 (10.2 billion KRW) and 2025 (3.38 billion KRW) after losses in 2021-2023.
Latest developments
Company milestones for 2025 record 24 million cumulative users and 2 trillion KRW in cumulative reported refunds (July) and selection for the Ministry of SMEs and Startups' Jump-Up programme overseas-expansion category (March). Korean press items dated 2026 report a bonus share issuance while the company considers an IPO within the year, an entry into the general insurance agency (GA) market using its 24.5 million-customer base, and scrutiny of advertising, fee practices and personal-data regulation around the refund platform.
▸Full profile — market position, technology, go-to-market, geography, history, risks & controversies
Market position
Naver's profile characterises the company as a tax-tech firm providing AI-based tax help to people in tax blind spots, and 2026 press coverage describes 삼쩜삼 as a leader in the refund platform segment. Cumulative traction reported by the company reached 24 million registered users and 2 trillion KRW in cumulative reported refunds by July 2025. It was designated a Ministry of SMEs and Startups "pre-unicorn" in June 2023 and selected for the ministry's Jump-Up overseas-expansion track in March 2025.
The offering combines AI-driven automation of Korean comprehensive income tax filing with retrospective algorithmic analysis of past records to surface overlooked deductions, extended into adjacent "everyday" refunds such as medical and insurance reimbursements, and paired with tooling for partner tax accountants rather than a purely self-service model.
Technology
AI automation and algorithmic analysis underpin the filing and refund products: the filing service automates comprehensive income tax returns from minimal user input, while the refund service analyses past records to detect missed deductions. The company set up an in-house technology research institute in 2017, recognised as a corporate research lab, and its public GitHub organisation reflects work with Java, Python and AWS infrastructure tooling. It obtained ISMS information-security certification in March 2023.
Go-to-market
Distribution is direct-to-consumer via web and a mobile app launched in December 2021, supported by brand awards, institutional partnerships and MOUs (Korea Taxpayers Association, NICE Information Service, the Freelancer Labour Mutual Aid Association) and a partner tax-accountant network. The company also acquired consumer apps, including the shift-and-pay management app 하우머치 for part-time workers.
Individuals, freelancers, gig workers and sole proprietors in South Korea who fall outside conventional tax-advisory coverage, plus tax accountants who use the partner platform; the original 자비스 service served corporate clients, exceeding 5,000 member companies by May 2018.
Geography
Headquartered in Seoul, South Korea, at Icon Yeoksam, 706-19 Yeoksam-dong, Gangnam-gu (9th and 10th floors), serving the Korean market; selected in March 2025 for a government programme track focused on overseas expansion.
History
After incorporation in August 2015 and the launch of 자비스, the company raised seed capital in February 2016 and was selected for the TIPS programme in April 2016, followed by a Series A in December 2016. It set up a corporate research institute in 2017, raised a Series B bridge from angel investors in November 2018, and joined the post-TIPS programme in August 2019. 삼쩜삼 launched in May 2020 and the company reported break-even the following month. Series B (April 2021) and Series C (March 2022) rounds followed, alongside acquisitions of app developer 스무디 (August 2021) and the 하우머치 app (August 2022). Later milestones include ISMS certification and a VAT filing service in 2023, pre-unicorn designation in June 2023, and selection for the Jump-Up overseas-expansion programme in March 2025. In August 2026 press reported a bonus share issue and that the company was weighing an IPO within the year.
Risks & controversies
Korean press coverage in 2026 highlighted advertising and fee/commission controversies at 삼쩜삼 and personal-information regulatory hurdles, and reported the use of customer data from 24.5 million users for insurance sales as it entered the GA market. Financially, the company posted consolidated operating and net losses from 2021 through 2023 and a small net loss in 2025.
Compiled by commissioned research from 7 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 23
launches, deals, and filingsPress report that the company completed a free/bonus share issue and was considering an IPO during the year.
Press report that 삼쩜삼 moved into insurance sales using its base of 24.5 million customers.
Technology research lab set up and recognised as a corporate-affiliated research institute.
First product of the company, an AI-based accounting/bookkeeping service.
Company incorporated in South Korea; Kim Beom-seop listed as chief executive.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 7
primary sources listed
- Jobisnvillainsjobisnvillains.com · web
7 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Jobisnvillains do?
- Korean tax-tech company operating 삼쩜삼 (3.3), an AI-based income tax filing and refund service for individuals and freelancers.
- Who are Jobisnvillains's investors?
- Jobisnvillains's investors include Atinum Investment Co. Ltd..