Fundraising Fox

Increase

YC S20

Bend, US · Founded 2020 · 15 employees · 1 known investors

Increase provides API-based financial infrastructure that connects businesses directly to the Federal Reserve, Visa, and payment networks for sending and receiving ACH transfers, wires, real-time payments, and physical checks. The platform serves software companies and fintech firms building payment capabilities into their products.

Also known as bnk.dev · Ratchet

Enterprise SoftwareFintechSaaSUnited States of AmericaAmerica / Canada

Founders & leadership· Y Combinator alumni (S20)

Increase was founded in 2020 by Darragh Buckley.

DBDarragh Buckley
Darragh BuckleyinFounder

Investors · 1

Competitors · 10

by search overlap
Stripe666 shared keywordsStripe provides financial infrastructure for businesses to accept payments, offer financial services, and implement custom revenue models across international markets in 135+ currencies.
Modern Treasury505 shared keywordsModern Treasury provides a payments infrastructure platform that enables businesses to move and track money across fiat and stablecoin rails through a single API. The company serves enterprises and financial service providers looking to streamline payment operations across multiple currencies, regions, and payment systems.
Plaid450 shared keywordsPlaid provides financial infrastructure and APIs that enable developers to build financial technology products and services. The platform serves fintech companies, developers, and financial institutions by offering consumer-facing applications and backend tools for financial data connectivity.
Wise373 shared keywordsWise is a financial platform offering international money transfers, multi-currency accounts, and debit cards with low fees and competitive exchange rates, serving millions of users globally.
Bill.com Holdings, Inc.371 shared keywordsBILL is a unified financial operations platform that automates accounts payable, receivables, and spend management for businesses. The platform processes over $345 billion in annual payment volume and serves nearly 500,000 customers across the US and 130+ countries.
Chase349 shared keywordsA wealth management and investing service (J.P. Morgan Wealth Management via Chase) offering self-directed brokerage accounts with commission-free online trades as well as one-on-one advisor services, financial planning tools, and retirement accounts. It serves individual retail investors ranging from beginners to experienced investors in the United States.
GoCardless334 shared keywordsGoCardless provides bank payment collection and open banking data access services. The platform enables businesses to collect domestic and international payments via bank accounts and securely access customer bank account data across 2,300+ banks in the UK and Europe.
Jetlore280 shared keywordsJetlore was a Palo Alto AI startup that turned unstructured retail product data into structured attributes so merchants could personalise what each shopper saw. Founded by Stanford researchers, it raised from Sierra Ventures, Alsop Louie Partners, Fenox Venture Capital, BRM Capital and Mercury Fund, and PayPal acquired it in 2018.
Zendesk279 shared keywordsThis is Zendesk's internal belonging/diversity and inclusion program page, not a company profile page for an external company. It describes Zendesk's internal culture initiatives and leadership development programs.
Ramp266 shared keywordsRamp offers a finance platform that combines corporate cards, expense management, and AI-driven automation for receipt capture, transaction coding, and reimbursements. It serves finance teams and businesses looking to consolidate spending tools and automate accounting workflows.

Companies competing with Increase for the same Google search keywords, organic and paid, via search-intersection analysis.

In the news

Frequently asked questions

What does Increase do?
Increase provides API-based financial infrastructure that connects businesses directly to the Federal Reserve, Visa, and payment networks for sending and receiving ACH transfers, wires, real-time payments, and physical checks. The platform serves software companies and fintech firms building payment capabilities into their products.
Who founded Increase?
Increase was founded by Darragh Buckley in 2020.
Who are Increase's investors?
Increase's investors include Y Combinator.
Where is Increase headquartered?
Increase is headquartered in Bend, US.