Grain
YC W20San Francisco, US · Founded 2017 · 30 employees · 5 known investors
Find your way into Grain
2,666 people in our graph share verified history with the Grain team — schools, employers, funds. One of them is your warm intro.
Niki Pezeshkiunlockedknows Patrick De Suza · together at Goldman Sachs (overlapped)
×2knows the team · via Massachusetts Institute of Technology
×5knows the team · via Goldman Sachs
×4knows the team · via Dropbox
Grain is a mobile app that lets users draw on a line of credit linked to their existing debit card, offering credit access based on their spending patterns rather than traditional credit assessment.
Also known as Grain Technology, Inc. d/b/a Grain
Founders & leadership· Y Combinator alumni (W20)
Grain was founded in 2017 by Patrick De Suza, Christian-Robert Joseph, and Carl-Alain Memnon.
PD

Patrick De SuzainCo-Founder and CTOPatrick De Suza founded Grain, a mobile application that provides credit access to users through a line of credit linked to their debit card, based on spending patterns rather than traditional credit assessment. He has a background in financial services.
CJ

Christian-Robert Josephin𝕏Co-Founder & CEOFounder of Grain. Previously held product leadership roles at Dropbox, inDinero, and Womply.
CM

Carl-Alain MemnoninCo-Founder and COOCarl-Alain Memnon worked in finance roles at Virtu Financial and Goldman Sachs before founding Grain, a mobile app that offers credit access linked to debit cards based on spending patterns.
Investors · 5
Frequently asked questions
- What does Grain do?
- Grain is a mobile app that lets users draw on a line of credit linked to their existing debit card, offering credit access based on their spending patterns rather than traditional credit assessment.
- Who founded Grain?
- Grain was founded by Patrick De Suza, Christian-Robert Joseph, Carl-Alain Memnon in 2017.
- Who are Grain's investors?
- Grain's investors include Aperture Venture Capital, Merus Capital, SLVC, Y Combinator, Urban Innovation.
- Where is Grain headquartered?
- Grain is headquartered in San Francisco, US.


