Global Mobility Service株式会社
15 known investors
Global Mobility Service provides financial-access mobility services for people who cannot use traditional loans or leases, using an IoT-based platform to enable vehicle financing and create employment opportunities. It targets the roughly 1.3 billion people worldwide without access to financing services.
Also known as Global Mobility Service Inc. · GMS · グローバルモビリティサービス
Founders & leadership
Investors · 15
Also in the syndicate · 13
Company profile
researched Aug 2026Global Mobility Service株式会社 (GMS) is a Tokyo-headquartered company operating at the intersection of mobility, IoT and financial services. It develops MCCS (Mobility-Cloud Connecting System), a proprietary in-vehicle device that remotely controls vehicle ignition and senses driving, location and operating data, and MSPF (Mobility Service Platform), a data platform with open APIs that accumulates and analyses that vehicle data together with payment data obtained through financial-institution partners. By making a driver's repayment behaviour and vehicle usage visible, the company enables lenders to extend loans and leases to applicants who have repayment capacity but do not pass conventional credit screening.
The company frames its business as financial-inclusion FinTech, citing roughly 1.4 billion people worldwide who cannot obtain a vehicle through bank loans or leases despite wanting to work in taxi or logistics jobs. Alongside the core auto-finance offering, GMS markets an alcohol-interlock drink-driving prevention service and SMART BLOCKER, a communications-based vehicle anti-theft product, and offers secondary use of the mobility data it collects. Japanese products include GMS スットシンサ for vehicle dealers, GMS リース (light-van lease/rental for delivery drivers) and the 頑張る人応援ローン car loan.
GMS was designated a J-Startup company by Japan's Ministry of Economy, Trade and Industry, joined Keidanren in 2019, and its business was selected at the 2019 G20 Trade and Digital Economy Ministers' Meeting as an international business case contributing to sustainable and inclusive growth. It holds ISO information-security (ISMS) certification and obtained B Corp certification in 2026.
Founding story
The company traces its origin to work in the Philippines, where the founders encountered people unable to access mobility because of credit barriers; from that experience GMS was established in Japan in 2013. Founding shareholders include Hiroshi Komiyama (chairman of Mitsubishi Research Institute, former president of the University of Tokyo), Katsumori Matsushima, Soichiro Fukutake (Benesse Holdings), Shozo Kurihara (former Nissan vice president and global CIO), Yoshitaka Taguchi (Seino Holdings) and CEO Tokushi Nakajima.
Business model
GMS supplies IoT hardware (MCCS) and the MSPF analytics platform to banks, finance companies, leasing firms, vehicle dealers and mobility operators, enabling loan and lease products for customers who fail standard credit screening; it also sells drink-driving prevention (alcohol interlock) and anti-theft (SMART BLOCKER) services and secondary data-utilisation services. Revenue for the fiscal year ending March 2026 was reported at JPY 1,051.95 million with an operating loss of JPY 328.98 million.
Fee and service revenue from FinTech services built on the MCCS device and MSPF platform, device supply to telematics operators, lease and loan-related services, and secondary use of mobility data.
Traction
Company figures report cumulative distance travelled by vehicles using the service of 1,626.36 million km, cumulative finance applications of JPY 370 billion, 39 partner companies and service deployment in four countries. Cumulative distance milestones were reported successively from 100 million km (November 2019) to 1 billion km (October 2024). More than 5,000 vehicles were using the Japanese FinTech service as of September 2021, and the company reported partnerships with 12 Japanese financial and finance companies as of December 2023.
Latest developments
In March 2025 GMS signed a capital and business alliance with Tokai Rika focused on eliminating drink-driving, and with Intrust, Mitsui Sumitomo Insurance and MS&AD InterRisk Research began trial operation of a FinTech-based receivables guarantee service, including a used-car in-house instalment sales guarantee product. In March 2025 DNP, GMS and Tokai Rika began providing an alcohol-interlock function for company vehicles, and in September 2025 GMS launched an alcohol-interlock demonstration with Gifu City. The CEO served as a founding representative at the January 2025 press conference establishing a mobility service association, and the company obtained B Corp certification in August 2026.
▸Full profile — market position, technology, go-to-market, geography, history, risks & controversies
Market position
Positioned as a Japan-origin global startup in financial-inclusion FinTech, designated under METI's J-Startup programme and backed by a large group of corporate shareholders including SoftBank, Denso, Tokai Rika, Sumitomo Corporation, Credit Saison, Sojitz, Kawasaki Heavy Industries, TOPPAN, Dai Nippon Printing, AEON Financial Service, USS and G-7 Holdings, alongside VCs such as SBI Investment, Globis Capital Partners and Mitsui Sumitomo Trust Investment.
Combines proprietary remote ignition-control hardware with a data platform so that lenders can substitute observed driving and repayment behaviour for conventional credit history, and can remotely restrict vehicle operation on delinquency — allowing financing of customers who would otherwise be rejected.
Technology
MCCS is an in-vehicle IoT device for remote ignition control and sensing of driving, location and operating status; a compact "MCCS mini" variant enabling one-second installation and 24-hour sensing was developed in 2016, and a version supporting sensing without using the OBD port was introduced in 2016. MSPF stores and analyses the resulting data with open APIs for cross-industry data linkage, applying AI to scoring, credit assessment and risk judgement, with remote vehicle control available when needed. SMART BLOCKER 2nd Edition is a communications-based car security system.
Go-to-market
Partner-led distribution through financial institutions, finance and leasing companies, dealers and corporate partners. Japanese partners have included Sumishin SBI Net Bank, Sumitomo Mitsui Auto Service, Saikyo Bank, Financial Do, SBJ Bank, Ogaki Kyoritsu Bank, Hiroshima Bank, Aplus, Narnet Communications, Ehime Bank, Suruga Bank, Hacobell and SB Payment Service; overseas partners include PLDT and BPI Globe BanKO in the Philippines, Maybank in Indonesia, Shinhan Bank in Cambodia, Tunas Ridean, Lalamove and Gojek. The company also signs agreements with Philippine municipalities such as Quezon City, Pasay, Parañaque and Navotas.
Drivers and low-income workers in Japan and ASEAN who cannot pass conventional auto-loan credit screening, including tricycle taxi operators in the Philippines and delivery drivers; and B2B partners such as banks, consumer-finance and leasing companies, vehicle dealers, trading houses and manufacturers.
Geography
Headquartered in Kanda Konya-cho, Chiyoda-ku, Tokyo, with an IT development and product management centre in Gifu City. Wholly owned subsidiaries: Global Mobility Service Philippines (Makati City, established May 2015), Global Mobility Service (Cambodia) (Phnom Penh, January 2018), PT. Global Mobility Service Indonesia (Jakarta, October 2018) and Global Mobility Service Korea (Seoul, December 2018). Services are described as deployed in four countries.
History
Founded 25 November 2013. Developed the MCCS remote communication control device in 2014 and completed a Philippine electric tricycle pilot in January 2015, setting up a Philippine subsidiary in May 2015. Raised JPY 300 million from SBI Investment in August 2015, about JPY 700 million (Series B) in April 2017 from SoftBank, Sumitomo Corporation and Denso, about JPY 1.1 billion (Series C) in June 2018, about JPY 1.7 billion (Series D) in September 2019, and JPY 1.95 billion (Series E) in October 2022. Subsidiaries followed in Cambodia (January 2018), Indonesia (October 2018) and Korea (December 2018). It joined Keidanren in 2019, was selected as a G20 international business case in April 2019, received a startup debt loan from SDF Capital in December 2023, moved its head office to Chiyoda-ku, Tokyo in July 2023, agreed a capital and business alliance with Tokai Rika in March 2025, and obtained B Corp certification in August 2026.
Risks & controversies
Financial statements for the fiscal year ending March 2026 show operating, ordinary and net losses and negative net assets of JPY -62.195 million on total assets of JPY 1,978.4 million. The Japanese Wikipedia entry on the company carries maintenance notices regarding reliance on primary or affiliated sources and questions about notability.
Compiled by commissioned research from 8 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 23
launches, deals, and filingsGMS announced it obtained the international B Corp certification.
Demonstration trial of alcohol interlock with Gifu City aimed at eliminating drink-driving.
DNP, GMS and Tokai Rika began providing an alcohol-interlock function for corporate fleet vehicles.
Business alliance to start trial operation of a FinTech-based receivables guarantee service, including a used-car in-house instalment sales guarantee product.
Capital and business alliance with Tokai Rika aimed at eliminating drink-driving and contributing to a safer mobility society.
Business alliance with the Southeast Asian ride-hailing service Gojek to address short-distance mobility challenges in Indonesia.
SDF Capital's Startup Debt Fund executed a term loan to GMS, citing its financial-inclusion business model and domestic and overseas growth.
CEO Tokushi Nakajima was appointed a director of the Fintech Association of Japan.
Completed a third-party allotment raising a total of JPY 1.95 billion in a Series E round, citing business growth.
Obtained the international standard certification for its information security management system.
Business alliance to launch a new FinTech-based auto loan aimed at financial inclusion.
Business alliance to provide comprehensive corporate and individual vehicle leasing services to financial institutions.
Raised roughly JPY 1.7 billion in a Series D third-party allotment from investors including Denso, Credit Saison, Ogaki Kyoritsu Bank, Nihon Care Supply and Mitsui Sumitomo Trust Investment.
GMS's business was selected at the G20 Trade and Digital Economy Ministers' Meeting as an international business case contributing to sustainable and inclusive growth.
Global Mobility Service Korea Inc. established in Seoul, wholly owned with KRW 900 million capital.
PT. Global Mobility Service Indonesia established in Jakarta, wholly owned.
Raised roughly JPY 1.1 billion in a Series C third-party allotment from corporate investors including AEON Financial Service, Kawasaki Heavy Industries, Toppan Printing, Dai Nippon Printing and Sojitz.
Global Mobility Service (Cambodia) Co., Ltd. established in Phnom Penh, wholly owned with USD 200,000 capital.
Raised roughly JPY 700 million in a Series B round from corporate investors including SoftBank, Sumitomo Corporation and Denso.
Raised JPY 300 million via third-party allotment to SBI Investment to build the Mobility Service Platform (MSPF) in Japan and abroad.
Global Mobility Service Philippines, Inc. established in Makati City, Metro Manila, wholly owned.
Dated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 8
primary sources listed
- Global Mobility Service株式会社global-mobility-service.com · web
8 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does Global Mobility Service株式会社 do?
- Japanese fintech using its MCCS IoT vehicle-control device and MSPF data platform to extend auto loans to under-banked drivers.
- Who are Global Mobility Service株式会社's investors?
- Global Mobility Service株式会社's investors include Globis Capital Partners, Tokyo University of Science Innovation Capital.