/Companies

Finsire

Mumbai, IN · Founded 2021 · 32 employees on LinkedIn · 12 known investors

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Finsire provides digital infrastructure for secured lending against mutual funds and shares in India. The platform enables banks, NBFCs, fintechs, and wealth managers to offer collateral-based loans with loan origination, collateral management, and loan servicing capabilities.

Also known as Finsire Technologies Pvt. Ltd.

Investors · 12

Also in the syndicate · 7

1947 RiseAdept venturesDeVC IndiaGrowthcap VenturesLets VenturesPortal Angel InvestorsPurple Matters

Funding

SEC filings, press & company announcements

$1.3M disclosed across 1 round · 2023

Source: company announcements and press reports — follow each round's link for the claim.

Company profile

researched Aug 2026

Finsire Technologies Pvt. Ltd. operates a digital platform that enables retail investors in India to borrow against their mutual fund holdings and shares rather than selling them. Borrowers check eligibility online, select the mutual fund units they wish to pledge, and the units are lien-marked digitally with the registrar under a SEBI-compliant process that requires no physical paperwork. Loans are then approved and credited to the borrower's bank account, with the company describing approval in minutes and disbursal typically within a few working hours. Units remain in the investor's name and continue to earn returns and dividends while pledged; the lien is released once the loan is repaid.

The company positions itself as a technology facilitator rather than a lender: loans are issued by partner banks and NBFCs at their sole discretion. Coverage extends to more than 6,000 mutual fund schemes accessed through the registrars CAMS and KFintech, spanning most equity and debt funds from major asset managers. Loan-to-value typically ranges from 50% to 80% of pledged mutual fund value depending on fund type and lender, structured as a drawdown facility where interest is paid only on the amount used and principal can be repaid at any time without prepayment charges.

Business model

Finsire supplies digital infrastructure to lenders and distributors for loan-against-securities products, while loans themselves are originated and underwritten by partner banks and NBFCs. The company facilitates eligibility checks, digital lien marking and disbursal, with credit decisions at the lenders' discretion.

▸Full profile — market position, technology, go-to-market, geography, risks & controversies

Market position

Operates in the Indian loan-against-securities segment, working with multiple banks and NBFCs as lending partners; the company states it is backed by institutions and industry leaders.

Positions pledging over selling by highlighting continued compounding on invested units, avoidance of capital gains tax events, loan-to-value of up to 80% of mutual fund value, interest charged only on drawn amounts, no prepayment charges, and an entirely paperless lien-marking and disbursal process available 24x7.

Technology

A fully digital, online workflow for loans against mutual funds and shares, including an eligibility checker and SEBI-compliant electronic lien marking with registrars CAMS and KFintech across 6,000+ schemes, with margin-call handling when the NAV of pledged funds falls.

Go-to-market

Dual approach: a direct consumer-facing application flow on its website supported by a phone helpline, and a partner channel serving lenders and mutual fund distributors. Named lending partners include City Union Bank, Bajaj Finance, Suryoday Small Finance Bank, Karur Vysya Bank, Aditya Birla Capital and Jana Small Finance Bank.

Retail mutual fund and equity investors in India seeking liquidity without redeeming holdings, plus the lenders (banks and NBFCs) and mutual fund distributors that use its infrastructure.

Geography

India; registered office in Royapettah, Chennai, Tamil Nadu.

Risks & controversies

Company disclosures note that pledged units are lien-marked in favour of the lender and cannot be redeemed until repayment, that a fall in NAV may trigger margin calls requiring additional collateral or partial repayment with possible liquidation of investments, and that loan approval, loan-to-value and pricing rest entirely with partner banks and NBFCs.

Compiled by commissioned research from 1 cited public sources — announcements, filings, and press listed under research sources below.

Key figures

latest reported
Maximum loan-to-value on pledged mutual fundsJan 202680%
Mutual fund schemes coveredJan 20266,000 schemes

Company-reported or press-reported figures, each dated to when it was claimed — not independently audited.

▸Research sources · 1

primary sources listed

1 public sources were cited for this profile; the first-party ones are listed here.

Frequently asked questions

What does Finsire do?
Indian technology platform providing digital infrastructure for loans against mutual funds and shares.
Who are Finsire's investors?
Finsire's investors include Mars Shot Ventures, Sprint Vc, DevX, iSeed, Spark Capital.
How much funding has Finsire raised?
Finsire has disclosed $1.3M raised across 1 round.
Where is Finsire headquartered?
Finsire is headquartered in Mumbai, IN.