/Companies

Fincretive

Sheridan, US · Founded 2024 · Wyoming LLC

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Fincretive provides product data normalization and transaction adjudication services for retailers and payment processors, helping align product eligibility with benefit program requirements. The company's Product Trust service reduces transaction declines and checkout friction while ensuring compliance with federal, state, and local benefit plan rules.

Founders & leadership

TF
Thomas FerrerChief Strategy Officer, Manager
TR
Thomas R. BartzCo-Founder
AB
Andre BeaudetChief Information Officer, Manager

Reported raises · per SEC filings

Form D private placements

$3.6M disclosed across 4 rounds · 2024–2025

▶$600KraisedDec 2025 · 1 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • William McManusExecutive Officer, Promoter
  • Thomas FerrerExecutive Officer, Director, Promoter
  • Thomas R. BartzExecutive Officer, Director, Promoter
Offering amount
$3.8M
Amount sold
$600K
Minimum investment
$10K
First sale
Dec 2025
Incorporated
Limited Liability Company, Wyoming, 2024
Federal exemptions
06b
Full filing on SEC EDGAR ↗
▶$450KraisedMar 2025 · 5 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Andre BeaudetExecutive Officer, Director
  • Nicholas MorganExecutive Officer
  • Thomas FerrerExecutive Officer, Director
  • Travis MersethExecutive Officer
  • Thomas R. BartzExecutive Officer, Director
  • William McManusExecutive Officer
Offering amount
$1M
Amount sold
$450K
Minimum investment
$10K
First sale
Mar 2025
Incorporated
Limited Liability Company, Wyoming, 2024
Federal exemptions
06b
Full filing on SEC EDGAR ↗
▶$1.5MraisedOct 2024 · 9 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Nicholas MorganExecutive Officer
  • William McManusExecutive Officer
  • Travis MersethExecutive Officer
  • Thomas R. BartzExecutive Officer, Director
  • Thomas FerrerExecutive Officer, Director
  • Andre BeaudetExecutive Officer, Director
Offering amount
$2M
Amount sold
$1.5M
Minimum investment
$10K
First sale
Oct 2024
Incorporated
Limited Liability Company, Wyoming, 2024
Federal exemptions
06b
Full filing on SEC EDGAR ↗
▶$1MraisedJul 2024 · 7 investors · Other Technology
Rule 506(b)
Officers, directors & promoters on the filing
  • Thomas FerrerExecutive Officer, Director
  • Thomas R. BartzExecutive Officer, Director
  • Andre BeaudetExecutive Officer, Director
Offering amount
$1M
Amount sold
$1M
Minimum investment
$10K
First sale
Jul 2024
Incorporated
Limited Liability Company, Wyoming, 2024
Federal exemptions
06b
Full filing on SEC EDGAR ↗

Source: SEC EDGAR Form D. Amounts as filed; amended filings shown once at their latest values.

Frequently asked questions

What does Fincretive do?
Fincretive provides product data normalization and transaction adjudication services for retailers and payment processors, helping align product eligibility with benefit program requirements. The company's Product Trust service reduces transaction declines and checkout friction while ensuring compliance with federal, state, and local benefit plan rules.
How much funding has Fincretive raised?
Fincretive has disclosed $3.6M raised across 4 rounds.
Where is Fincretive headquartered?
Fincretive is headquartered in Sheridan, US.