FamilyTech, Inc./Japan
Tokyo, JP · 3 known investors
Find your way into FamilyTech, Inc./Japan
FamilyTech provides financial and account management services designed for couples and families, including a shared bank account app, family credit card, and family payment solutions. The company targets dual-income households in Japan.
Also known as FamilyTech, Inc. · ファミリーテック · ファミリーテック株式会社
Founders & leadership
Investors · 3
Company profile
researched Aug 2026FamilyTech, Inc. (ファミリーテック株式会社) is a Tokyo-based fintech company that builds financial and household-management products aimed at the family rather than the individual user. Its stated vision, "Smart Family Life," is organized around three product axes: family-usable services, family-usable accounts, and family-usable payments.
The company's main product is Family Bank (ファミリーバンク), an app for dual-income married couples that lets partners share a family account, family card, family account credentials and family email, along with related time-saving functions such as a reimbursement/settlement log feature for tracking money one spouse has fronted. Its second product is Family Card (ファミリーカード), a credit card designed for couples in which a single application issues two cards, each in the respective holder's own name, with payments drawn from the same account. The company also describes itself as offering household budget management for families and account-aggregation capability.
FamilyTech is headquartered in Chuo-ku, Tokyo (Tsukiji), is led by representative director Kiichi Nakamura (中村 貴一), and holds capital including capital reserves of JPY 100,000,000. It is registered as an electronic payment intermediary business operator (Kanto Local Finance Bureau (Electronic Payment) No. 91), uses CIC as its designated credit information agency, and is certified under PCI DSS v4.0.
Founding story
The company was established in May 2021 as a fintech startup on the premise that although people exist both as individuals and as members of families, most IT services in the market are designed for individuals, leaving the family as an overlooked unit and an untapped market.
Business model
FamilyTech operates a business-to-consumer model, distributing a mobile app (Family Bank) and a co-branded credit card (Family Card) to couples and families, with card issuance carried out through a partnership with a consumer credit company and additional financial products (such as income protection insurance) supplied through insurer partners.
Traction
Public evidence of traction consists mainly of financial-sector partnerships (Orient Corporation for card issuance, Dai-ichi Life for insurance, GeNiE for family-focused business cooperation), regulatory registrations and certifications, and an investor base including United, Inc., Canal Ventures, Saison Ventures, PE&HR and Aichi Capital.
Latest developments
In May 2024 the company said Family Bank had evolved into a family-oriented "super app" for efficiently sharing information needed to run a household. In December 2025 it announced that Akira Matsubayashi, formerly of ORIX, had joined as an advisor to accelerate business growth. As of 27 December 2025 its round stage was recorded as Series A with a post-money valuation, including potential shares, of JPY 1,818 million.
▸Full profile — market position, technology, go-to-market, geography, history
Market position
FamilyTech positions itself in the Japanese fintech and financial-services sector as a provider focused on the family unit, arguing that most IT services are designed for individuals, and is classified under finance/insurance and ICT with tags including FinTech, credit card payments, account aggregation and contactless payment.
The company focuses on the household as the unit of account rather than the individual, offering a single application that issues two separately named credit cards drawing on one shared account, together with shared account, email and household information features in a single app.
Technology
FamilyTech operates a consumer mobile application with account aggregation and shared-account, shared-card, shared-account-credential and shared-email functions, plus links to debit and prepaid cards. It is registered as an electronic payment intermediary operator and is certified to PCI DSS v4.0.
Go-to-market
The company reaches consumers directly through its mobile app and website, and expands product coverage through partnerships with established financial institutions, including a card issuance tie-up with Orient Corporation, an insurance collaboration with Dai-ichi Life, and a business-cooperation MOU with GeNiE, Inc.
Dual-income married couples and families in Japan seeking shared accounts, shared payment instruments and joint household money management.
Geography
Operations are based in Japan, with headquarters in Tsukiji, Chuo-ku, Tokyo.
History
The company was founded in May 2021 as a fintech startup. In June 2022 it announced a partnership with Orient Corporation (Orico) to issue the Family Bank Card, a credit card usable by married couples. In June 2023 it joined the Japan Association of Electronic Payment Intermediate Service Providers, began a collaboration with Dai-ichi Life to offer a "Family Bank income protection insurance" product, and appointed former Facebook lead engineer Christoph Nakazawa as a technical advisor. In July 2023 it released a reimbursement-settlement feature in the Family Bank app, and in March 2024 it added support for linking debit and prepaid cards and signed a memorandum of understanding with GeNiE, Inc. on a family-focused business partnership. In May 2024 Family Bank was repositioned as a family "super app" for sharing information needed to run a household, and in December 2025 the company appointed former ORIX executive Akira Matsubayashi as an advisor.
Compiled by commissioned research from 4 cited public sources — announcements, filings, and press listed under research sources below.
Key figures
latest reportedCompany-reported or press-reported figures, each dated to when it was claimed — not independently audited.
Timeline · 9
launches, deals, and filingsDated company events from announcements, filings, and press; legal rows summarize public dockets and regulator releases.
▸Research sources · 4
primary sources listed
- FamilyTech, Inc./Japanfamilytech.co.jp · web
4 public sources were cited for this profile; the first-party ones are listed here.
Frequently asked questions
- What does FamilyTech, Inc./Japan do?
- Japanese fintech building shared bank-account, card and payment services for dual-income couples and families.
- Who founded FamilyTech, Inc./Japan?
- FamilyTech, Inc./Japan was founded by 中村 貴一.
- Who are FamilyTech, Inc./Japan's investors?
- FamilyTech, Inc./Japan's investors include Canal Ventures, Seibu Shinkin Capital, W Inc..
- Where is FamilyTech, Inc./Japan headquartered?
- FamilyTech, Inc./Japan is headquartered in Tokyo, JP.